Northfront Financial USA Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Northfront Financial USA Inc provides wrap-fee portfolio management to individual investors and offers financial planning at no additional cost, generally serving high-net-worth clients while maintaining no account minimum. The firm charges advisory fees based on a percentage of assets under management and reports a notable non‑U.S. client base.
As sponsor and portfolio manager of its wrap program, the firm creates individualized Investment Policy Statements, seeks discretionary authority where possible, and uses fundamental, technical, and quantitative analysis within a diversified, long‑term investing approach. It outsources certain portfolio management functions to an affiliated sub-adviser and prepares monthly performance information that it reviews for accuracy and presentation standards.
The firm is atypical among peers in operating with a principal office outside the United States, sponsoring a wrap program that absorbs transaction costs, and functioning as a small, largely solo practice—characteristics that can affect trading incentives and cross‑border service considerations. It is affiliated with an insurance entity and discloses potential conflicts from representatives’ insurance activities and affiliate relationships, while stating that it does not accept performance‑based fees and does not serve as a private fund adviser.
Client services
Expertise
Fee options
$0 - $500,000: 2.50% $500,001 - $1,000,000: 1.75% $1,000,001 - $3,000,000: 1.50% $3,000,001 - $5,000,000: 1.25% $5,000,001+: 1.00%
Most active in
Arizona · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Jeffrey A
Series 65
Remote
Northfront Financial USA Inc
Jeffrey Ady is a Series 65-licensed financial advisor with Northfront Financial USA Inc, bringing seven years of industry experience including prior roles at Raymond James Ltd and Northfront Financial Inc. He holds directorships in multiple companies, including Grizzlytrek Group Ltd and Ady Locking Corp, and serves as President and Managing Partner of Northfront Insurance Corp. Northfront Financial USA Inc provides portfolio management services primarily to high-net-worth individuals, operating a wrap fee program with a diversified, long-term investment approach that integrates fundamental, technical, and quantitative analysis tailored to each client’s risk tolerance and objectives.
Raul B
Series 65
Remote
Northfront Financial USA Inc
Raul Budian is a financial advisor at Northfront Financial USA Inc with a Series 65 designation and one year of industry experience. He previously worked at Bank of Montreal for three years and ATB Wealth for six years before joining his current firm. Northfront Financial USA Inc provides wrap-fee portfolio management and financial planning services primarily to high-net-worth individual investors, with no account minimum. The firm utilizes a diversified, long-term investment approach incorporating fundamental, technical, and quantitative analysis and is notable for operating its principal office outside the United States while serving a non-U.S. client base.
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