Northpeak Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
NorthPeak Financial advises individuals (including high‑net‑worth clients), trusts, estates, charitable organizations and business entities, and provides portfolio management, modular financial planning, and pension consulting services. The firm operates with a small advisory team and reported managing approximately $66.8 million in client assets across its client base.
The firm primarily manages accounts on a discretionary basis and emphasizes continuous supervision and periodic rebalancing, using a mix of analytical methods (fundamental, technical, charting, cyclical) and strategic asset allocation to construct portfolios aligned with client objectives. It offers both one‑time and ongoing financial planning in modular form and provides pension consulting services to employee benefit plans, including marketplace searches, service provider analysis and plan benchmarking.
Notably, the brochure discloses work with corporate pension and profit‑sharing plans and other employee benefit plan engagements that can involve pooled investment vehicle structures, a client type less common among similar small advisers. The firm’s representatives also act as licensed insurance agents and may offer insurance products for separate compensation, a relationship the firm discloses and manages through its Code of Ethics.
Client services
Expertise
Occupation focus
Fee options
Negotiable fixed fee for financial planning or consulting services, typically between $500 and $3,000
$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.75% $3,000,001+: 0.50%
$125 per hour for financial planning and pension consulting
Account minimum: $100,000
Main office
50 Carroll Creek Way, Suite 220
Frederick MD 21701
Advisors at this office
2
Most active in
Florida · Maryland · Virginia
Also doing business as
Independent Wealth Advisors · Independent Wealth Advisors, LLC · Northpeak Finanacial, Inc. · Northpeak Financial, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Christopher R
Series 65
Frederick, MD
Northpeak Financial, Inc.
Christopher Rhoads is a financial advisor at NorthPeak Financial, Inc. with nine years of industry experience. He holds a Series 65 designation and has worked at NorthPeak Financial since 2021. Outside of advisory work, he is the managing member of WealthFlow Inc., an insurance agency, and CEO of Live Pulse, a technology company. NorthPeak Financial serves individuals, trusts, estates, charitable organizations, and business entities by providing portfolio management, modular financial planning, and pension consulting services. The firm manages client assets primarily on a discretionary basis, employing various analytical methods and strategic asset allocation to align portfolios with client objectives.
Jason C
Series 63, Series 65
Frederick, MD
Northpeak Financial, Inc.
Jason Cox is a financial advisor with Northpeak Financial, Inc. in Frederick, MD, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Northpeak Financial since 2011. Northpeak Financial serves individuals—including high-net-worth clients—trusts, estates, charitable organizations, and business entities, providing portfolio management, modular financial planning, and pension consulting services. The firm manages client assets on a discretionary basis using various analytical methods and strategic asset allocation, and it also works with corporate pension and profit-sharing plans.
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