Northwest Planning Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$30,191,794
Clients
185
18% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
185
Very HighAverage account size
$163,199
About
Northwest Planning Advisors LLC provides financial planning, educational seminars, and advisory services to individual and high‑net‑worth clients, and it helps clients by selecting or referring them to third‑party investment managers. It offers both one‑time financial plans and ongoing advisory relationships billed on an asset‑based basis.
The firm generally operates on a non‑discretionary basis so clients retain trading authority, and it often implements investment programs through third‑party managers (including a named sub‑adviser) rather than exercising direct portfolio trading. Its investment process incorporates modern portfolio theory, fundamental, quantitative and technical analysis and may include the use of derivatives and complex strategies (options, short sales, margin, and spread strategies) within separately managed allocations.
What is most distinctive is the firm’s reliance on non‑discretionary arrangements and referrals to outside money managers combined with the explicit use of derivative and short‑sale strategies in those managed accounts—an approach that is uncommon among peers. The principal also maintains a licensed insurance practice and may offer commissionable insurance products (approximately ten hours per week), a relationship the brochure discloses as a potential conflict of interest.
Client services
Financial planning
Selection of other advisers
Expertise
Annuities
Life insurance needs analysis
College savings (529s, UTMA, etc.)
Debt management
Options & derivatives strategies
Fee options
Fixed fees for financial planning between $500 and $2,000 (negotiated)
All Assets+: Up to 1.00% (NWP Advisors’ Fee) plus up to 0.95% (Third Party’s Fee), total up to 1.95%
Up to $200 per hour (negotiated) for financial planning services
Main office location
Northwest Planning Advisors LLC
1 N. Monroe Street, Ste 202
Spokane WA 99201, United States
Number of offices
1
Most active in
Northwest Planning Advisors LLC has reported serving >5 clients in these states in the last 12 months.
Idaho · Texas · Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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