Northwest Planning Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Northwest Planning Advisors LLC provides financial planning, educational seminars, and advisory services to individual and high‑net‑worth clients, and it helps clients by selecting or referring them to third‑party investment managers. It offers both one‑time financial plans and ongoing advisory relationships billed on an asset‑based basis.
The firm generally operates on a non‑discretionary basis so clients retain trading authority, and it often implements investment programs through third‑party managers (including a named sub‑adviser) rather than exercising direct portfolio trading. Its investment process incorporates modern portfolio theory, fundamental, quantitative and technical analysis and may include the use of derivatives and complex strategies (options, short sales, margin, and spread strategies) within separately managed allocations.
What is most distinctive is the firm’s reliance on non‑discretionary arrangements and referrals to outside money managers combined with the explicit use of derivative and short‑sale strategies in those managed accounts—an approach that is uncommon among peers. The principal also maintains a licensed insurance practice and may offer commissionable insurance products (approximately ten hours per week), a relationship the brochure discloses as a potential conflict of interest.
Client services
Expertise
Fee options
Fixed fees for financial planning between $500 and $2,000 (negotiated)
All Assets+: Up to 1.00% (NWP Advisors’ Fee) plus up to 0.95% (Third Party’s Fee), total up to 1.95%
Up to $200 per hour (negotiated) for financial planning services
Main office
1 N. Monroe Street, Ste 202
Spokane WA 99201
Advisors at this office
1
Most active in
Idaho · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)