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Norvia Wealth Management LLC

Updated today

Client AUM

$0

Clients

0

Advisors

1

of 1 employees

About

Norvia Wealth Management offers discretionary portfolio management for individual investors and provides pension consulting services to employer-sponsored retirement plans (including 401(k) plans), as well as standalone financial planning for individuals and high-net-worth clients. The firm documents client objectives and risk tolerance in a written Investment Policy Statement and limits its advice to traditional and alternative instruments such as mutual funds, fixed income, REITs, ETFs (including precious-metal ETFs), annuities, commodities, non-U.S. securities, and private placements.

The firm tailors programs through an initial interview and ongoing monitoring, using a mix of analytical approaches — charting, cyclical, fundamental, modern portfolio theory, quantitative, and technical analysis — and implements both long- and short-term trading strategies under discretionary authority. Norvia requires clients to custody assets through Schwab Institutional and discloses that it may receive research and other custodial-provided services.

Norvia is notable among similarly situated firms for combining pension consulting and fixed-fee financial planning with individual portfolio management while also having affiliated insurance activity; supervised persons are licensed to sell insurance and accepted commissions for insurance products, a conflict the brochure discloses and describes how it is managed. The firm’s ADV is a first filing in 2026 and it reports no assets under management to date; it also does not act as a private fund adviser.

Client services

Financial planning Portfolio management Pension consulting

Occupation focus

Founder/Business Owner

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Fee options

Fixed

Financial planning fixed fees negotiated between $250 and $5,000.

Percentage

$0 - $2,000,000: 1.00% $2,000,001+: 0.85%

Main office

Maryland Heights MO

Advisors at this office

1

Most active in

Missouri

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Susan L

Series 63, Series 66

Maryland Heights, MO

Norvia Wealth Management LLC

Susan Liu is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her financial services career in 2015 and has since completed her training as a financial advisor. Susan holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Susan’s approach to financial planning focuses on helping clients navigate the complexities of their unique life priorities, which she identifies as family, finances, health, home, leisure, work, and giving. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, employee financial health, international wealth management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and women and wealth. She earned a master’s degree from Washington University in Saint Louis, a bachelor’s degree from Beijing Technology and Business University, and an additional master’s degree from the University of Hertfordshire. Susan is fluent in Chinese and English. Service to the community is important to Susan. She has served as a consultant at the Light of Christ Lutheran Chinese Mission in St. Louis and is a member of both the Asian American Chamber of Commerce and the Asian Pacific American Advocates. Her volunteer work reflects her commitment to supporting the local Chinese community and other organizations. Outside of her professional work, Susan enjoys chess, cooking, gardening, hiking, and yoga.

General retirement planning Wealth management College savings (529s, UTMA, etc.) Divorce financial planning Founder/Business Owner Immigrants Women Professionals
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