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Norvia Wealth Management LLC

Updated today

Client AUM

$0

Clients

0

Advisors

1

of 1 employees

About

Norvia Wealth Management provides discretionary portfolio management, written financial planning, and pension consulting services to individuals, high-net-worth individuals, and pension/profit-sharing plans. The firm prepares an Investment Policy Statement for each client and offers ongoing account monitoring and quarterly reporting through custodian statements.

Its investment process draws on multiple methods of analysis — including charting, cyclical, fundamental, quantitative, technical, and modern portfolio theory — and it employs both long‑term and short‑term trading strategies. Portfolios may include mutual funds, equities, fixed income, REITs, ETFs (including precious‑metals ETFs), annuities and private placements, and the firm requires clients to custody assets at Schwab Institutional while tailoring allocations to client risk profiles.

Distinctive aspects disclosed in the brochure include that the firm’s management person is an independent licensed insurance agent who may receive commissions for sales of insurance products (the firm documents and discloses this conflict of interest and states commissions are not its primary source of revenue). The firm also offers pension consulting services (such as recommending money managers and creating written pension plans), and as of July 2026 reported no assets under management while maintaining no account minimum and negotiable engagement terms.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Annuities Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Life insurance needs analysis

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Fee options

Fixed

Financial planning fixed fees range from $250 to $5,000.

Percentage

$0 - $2,000,000: 2.00% $2,000,001+: 0.85%

Commissions

Commission compensation received by insurance agent for sale of insurance products; not primary source of advisory fees.

Main office

Maryland Heights MO

Advisors at this office

1

Most active in

Missouri

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Susan L

Series 63, Series 66

Maryland Heights, MO

Norvia Wealth Management LLC

Susan Liu is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her financial services career in 2015 and has since completed her training as a financial advisor. Susan holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Susan’s approach to financial planning focuses on helping clients navigate the complexities of their unique life priorities, which she identifies as family, finances, health, home, leisure, work, and giving. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, employee financial health, international wealth management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and women and wealth. She earned a master’s degree from Washington University in Saint Louis, a bachelor’s degree from Beijing Technology and Business University, and an additional master’s degree from the University of Hertfordshire. Susan is fluent in Chinese and English. Service to the community is important to Susan. She has served as a consultant at the Light of Christ Lutheran Chinese Mission in St. Louis and is a member of both the Asian American Chamber of Commerce and the Asian Pacific American Advocates. Her volunteer work reflects her commitment to supporting the local Chinese community and other organizations. Outside of her professional work, Susan enjoys chess, cooking, gardening, hiking, and yoga.

General retirement planning Wealth management College savings (529s, UTMA, etc.) Divorce financial planning Immigrants Women Professionals
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