Noya Investment Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm advises individuals, high-net-worth clients, trusts, estates, business entities, and employer-sponsored retirement plans and their participants, offering separate-account portfolio management, retirement-plan advisory (both 3(21) co‑fiduciary and 3(38) discretionary manager services), standalone and ongoing financial planning, and non-continuous business and financial consulting. Its services include model-based portfolio implementation for separate accounts, plan-level investment-menu design and monitoring, participant education and plan-participant model portfolios, and consulting engagements such as strategic finance and M&A due diligence.
The firm’s investment approach emphasizes fundamental analysis, asset allocation/modern portfolio theory, and long-term strategic allocation, implemented primarily through firm-constructed model portfolios that are adjusted for each client’s restrictions, tax considerations, and existing holdings. It generally uses mutual funds, ETFs, individual equities, and fixed-income securities, applies periodic rebalancing and tactical adjustments when appropriate, requires a designated custodian to support its model-driven services, and was newly registered and had not yet commenced managing client assets as of the brochure date.
Distinctive features for a small independent adviser include offering institutional pension consulting and serving as a discretionary 3(38) manager for employer plans — services that are less common among peers of this size — alongside a continuing business-and-financial advisory practice transferred into the firm. The managing member’s prior investment-banking and private-equity experience underpins those consulting capabilities; the firm is not a solo practitioner despite its small staff, and it limits use of leveraged or inverse ETFs to specific account sleeves with close monitoring.
Client services
Expertise
Fee options
Fixed/project fees for financial planning and consulting engagements, quoted per engagement
$0 - $2,000,000: 1.00% $2,000,001 - $4,000,000: 0.85% $4,000,001 - $6,000,000: 0.65% $6,000,001+: 0.50%
Up to $300/hour for standalone financial planning; up to $400/hour for consulting
Annual retainer for ongoing financial planning starting at $3,600 per year, typically $5,000-$7,500/year
Account minimum: $250,000 Minimum fee: $2,500 minimum annual advisory fee on separate account management, may be waived at Firm's discretion Fee-only: Fee-only compensation; Firm does not accept commissions or transaction-based compensation
Main office
280 N Old Woodward Ave, Suite 100
Birmingham MI 48009
Advisors at this office
1
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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