NPF Investment Advisors logo

NPF Investment Advisors

Updated today

Client AUM

$2,373,621,404

Clients

938

Advisors

13

of 18 employees

About

NPF Investment Advisors provides financial planning, portfolio management, and consulting to individuals (including high-net-worth clients) as well as institutional clients such as foundations, endowments, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm also serves as the investment adviser to the NPF Core Equity ETF, which it launched in March 2026, in addition to managing separately tailored, discretionary client portfolios.

The firm develops individualized investment policies based on each client’s objectives, risk tolerance, time horizon, and tax considerations, and it typically manages accounts on a discretionary basis with ongoing monitoring and quarterly reporting. NPF uses fundamental security analysis and conventional asset-allocation strategies for managed accounts, while the firm’s ETF is run to provide broad equity exposure rather than bespoke client-level customization.

Noteworthy distinctions include the firm’s dual role as a sponsor/manager of its own ETF and its disclosure of personnel registrations with the fund distributor, practices that are less common among peers. The brochure also discloses arrangements that are atypical for multi-team firms—payment of third-party solicitor referral fees and an internal employee referral bonus program, use of client testimonials in advertising, and constructive custody features such as fee-debit authority and standing transfer authorizations—along with use of third-party services for retirement-plan account management and proxy-claim recovery.

Client services

Financial planning Portfolio management Consultation services

Expertise

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management

Occupation focus

Founder/Business Owner Retired Executive

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Fee options

Percentage

$0 - $2,000,000: 0.90% $2,000,001 - $5,000,000: 0.75% $5,000,001+: 0.55%

Project-based

$250 to $500 per hour for planning services

Other

Account minimum: $1,500,000 Minimum fee: $10,000 minimum annual fee for new accounts Fee-only: Fee-only SEC-registered investment adviser

Main office

40 Pearl St., NW, Suite 500

Grand Rapids MI 49503-3026

Advisors at this office

13

Most active in

Arizona · Arkansas · California · Colorado · Florida · Georgia · Idaho · Illinois · Indiana · Louisiana · Massachusetts · Michigan · New Hampshire · New Jersey · New Mexico · New York · North Carolina · Ohio · Pennsylvania · South Carolina · Tennessee · Texas · Utah · Virginia · Wisconsin

Also doing business as

Norris Perne & French Llp · Npf Investment Advisors

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Maria K

CFA®, Series 66

Grand Rapids, MI

NPF Investment Advisors

Maria Kuiper is a CFA® charterholder and Series 66 licensee with six years of industry experience. She is currently an associate investment advisor at NPF Investment Advisors and previously worked at Stifel and Michael A. Tawney & Co. Kuiper has also held roles outside of finance, including positions at Calvin College. NPF Investment Advisors provides financial planning, portfolio management, and consulting services to individuals, including high-net-worth clients, as well as institutional clients such as foundations and pension plans. The firm manages discretionary client portfolios with a focus on fundamental security analysis and asset allocation, and it sponsors the NPF Core Equity ETF launched in 2026.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Pedro G

Series 65

Grand Rapids, MI

NPF Investment Advisors

Pedro Gomes is a financial advisor at NPF Investment Advisors with one year of industry experience. He holds a Series 65 designation and previously worked at Catholic Charities West Michigan and Grand Valley State University. NPF Investment Advisors provides financial planning, portfolio management, and consulting services to both individual and institutional clients, including management of the NPF Core Equity ETF. The firm develops individualized investment policies and typically manages accounts on a discretionary basis using fundamental security analysis and conventional asset-allocation strategies.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Tyler B

CFA®

Grand Rapids, MI

NPF Investment Advisors

Tyler Bosgraaf is a CFA® charterholder with eight years of industry experience. He has been with Norris Perne & French LLP since 2014. He is based in Grand Rapids, MI. NPF Investment Advisors offers financial planning, portfolio management, and consulting services to individuals, including high-net-worth clients, as well as institutional clients such as foundations, endowments, pension plans, trusts, charitable organizations, and businesses. The firm manages discretionary client portfolios using fundamental security analysis and asset-allocation strategies and serves as the investment adviser to the NPF Core Equity ETF.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Heather E

CFP®

Grand Rapids, MI

NPF Investment Advisors

Heather Elve is a CFP® professional with nine years of experience in the financial industry, currently serving at NPF Investment Advisors since 2017. Prior to joining NPF, she worked for two years at Old National Bank. NPF Investment Advisors provides financial planning, portfolio management, and consulting services to individual and institutional clients, including high-net-worth individuals, foundations, and charitable organizations. The firm manages discretionary client portfolios using fundamental security analysis and asset allocation strategies, and also sponsors the NPF Core Equity ETF.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Kurt A

CFA®, Series 63

Grand Rapids, MI

NPF Investment Advisors

Kurt Arvidson is a CFA® charterholder with 16 years of industry experience. He is affiliated with NPF Investment Advisors in Grand Rapids, MI, and has been with Norris Perne & French LLP since 2000. NPF Investment Advisors is a fee-only, SEC-registered firm serving individuals and institutional clients such as foundations, pension plans, and charitable organizations. The firm emphasizes client-specific objectives through fundamental analysis, long-term holdings, and customized performance reporting, managing approximately $2.5 billion in discretionary assets.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

David H

CFP®, CFA®, Series 63, Series 65

Grand Rapids, MI

NPF Investment Advisors

David Hodge is a financial advisor at NPF Investment Advisors with 15 years of industry experience. He holds the CFP® and CFA® designations and has worked at NPF since 2018. Prior to that, he spent 14 years with DMA Group, Inc. (dba Gimbal Capital Management). NPF Investment Advisors is a fee-only, SEC-registered firm serving individuals and institutional clients with portfolio management and financial planning. The firm emphasizes client-specific objectives, fundamental analysis, and long-term holdings, managing approximately $2.5 billion in discretionary assets.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Glenn H

CFA®, Series 65

Grand Rapids, MI

NPF Investment Advisors

Glenn Hefner is a CFA® charterholder and holds a Series 65 license, with nine years of experience in the financial industry. He has been with Norris Perne & French LLP since 2016. Hefner is based in Grand Rapids, MI, and is part of a 12-advisor team at NPF Investment Advisors. NPF Investment Advisors offers financial planning, portfolio management, and consulting services to individuals, including high-net-worth clients, as well as institutional clients such as foundations, endowments, and pension plans. The firm manages discretionary portfolios using fundamental security analysis and asset-allocation strategies and sponsors the NPF Core Equity ETF, providing broad equity exposure.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

David D

CFA®, Series 66

Grand Rapids, MI

NPF Investment Advisors

David Doppel is a CFA® charterholder and holds a Series 66 license with nine years of industry experience. He has worked at NPF Investment Advisors since 2021 and was previously with USA Financial Securities from 2016 to 2021. He is based in Grand Rapids, MI. NPF Investment Advisors is a fee-only, SEC-registered investment adviser managing approximately $2.5 billion in discretionary assets. The firm provides portfolio management and financial planning services to individuals and institutional clients, emphasizing fundamental analysis, long-term holdings, and client-specific objectives.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Charles D

CFA®

Grand Rapids, MI

NPF Investment Advisors

Charles Dutcher is a CFA® charterholder with 15 years of experience in the financial industry. He has been with Norris Perne & French LLP since 2007. NPF Investment Advisors is a fee-only, SEC-registered firm that provides portfolio management and financial planning to individuals and institutional clients, including foundations, pension plans, trusts, and charitable organizations. The firm manages approximately $2.5 billion in discretionary assets and emphasizes client-specific objectives, fundamental analysis, and long-term holdings in its investment approach.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Daniel L

CFA®

Grand Rapids, MI

NPF Investment Advisors

Daniel Lupo is a CFA® charterholder with nine years of experience in the financial industry. He has been with Norris Perne & French LLP since 2012. NPF Investment Advisors is a fee-only, SEC-registered firm managing approximately $2.5 billion in discretionary assets. The firm serves individuals and institutional clients, focusing on personalized portfolio management and financial planning driven by client-specific objectives and an asset-allocation framework.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Lukas L

Series 65

Grand Rapids, MI

NPF Investment Advisors

Lukas Lindhout is a financial advisor at NPF Investment Advisors with a Series 65 credential and one year of industry experience. Prior to joining NPF, he worked at Legacy Wealth Partners and Thatcher Wealth Management, and has entrepreneurial experience through Affordable Flooring Installation LLC and DJ's Landscape Management. Before entering finance, he spent 15 years in full-time education. NPF Investment Advisors is a fee-only, SEC-registered firm that provides portfolio management and financial planning to individuals and institutional clients. The firm manages approximately $2.5 billion in discretionary assets and emphasizes client-specific objectives, fundamental analysis, and long-term holdings in its investment approach.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Daniel M

Series 63, Series 66

Grand Rapids, MI

NPF Investment Advisors

Daniel Michaud is a financial advisor at NPF Investment Advisors in Grand Rapids, MI, with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Lake Michigan Credit Union, LPL Financial, and Fidelity Investments. Michaud also maintained non-variable insurance activities alongside his advisory roles. NPF Investment Advisors offers financial planning, portfolio management, and consulting services to individual and institutional clients, including high-net-worth individuals and charitable organizations. The firm manages discretionary client portfolios using fundamental security analysis and asset-allocation strategies and serves as the investment adviser to the NPF Core Equity ETF.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
user avatar

Lauren B

Series 63, Series 66

Grand Rapids, MI

NPF Investment Advisors

Lauren Brennan is a financial advisor at NPF Investment Advisors with eight years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Goldman Sachs & Co. LLC and Wells Fargo Clearing. NPF Investment Advisors provides financial planning, portfolio management, and consulting services to individuals, including high-net-worth clients, as well as institutional clients such as foundations and pension plans. The firm manages discretionary client portfolios and serves as the investment adviser to the NPF Core Equity ETF, which offers broad equity exposure.

Social Security optimization Charitable giving & philanthropy Equity Recipients (RS/RSU, SOP, ESPP) Debt management Founder/Business Owner Retired Executive
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