NRG Wealth Management
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About
NRG Wealth Management serves individual and high-net-worth clients with ongoing discretionary portfolio management and modular financial guidance. Financial guidance is delivered through a Blueprint process that can include cash-flow and lifestyle exercises, Monte Carlo projections, net-worth summaries, asset-allocation recommendations, and an online portal for bespoke reports.
The firm builds individualized Investment Policy Statements that document goals, time horizon, liquidity needs, tax constraints and unique circumstances, and it applies modern portfolio theory, quantitative analysis and a core-and-satellite approach to portfolio construction. Accounts are typically managed on a discretionary basis, with risk-tolerance information reviewed at least biennially and account reviews performed at least semiannually.
NRG requires client accounts to be custodied at Altruist LLC or Shareholders Service Group and uses Altruist’s Model Marketplace and tax-management tools as part of portfolio implementation, with related platform fees potentially passed through to clients. The firm also routinely deducts advisory fees from custody accounts, does not vote client proxies, and offers a mix of asset-based, hourly and fixed-fee planning options alongside its portfolio management services.
Client services
Expertise
Fee options
Minimum fixed fee for financial guidance is $2,500.
<$30,000 - $29,999: $360 minimum fee $30,000 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.15% $2,000,001 - $5,000,000: 0.85% $5,000,001 - $10,000,000: 0.75% $10,000,001 - And Up: Negotiable
Hourly fee for financial guidance at $450 per hour.
Account minimum: No minimum account size required, but each service has a minimum fee which may be waived at NRG's discretion Minimum fee: Minimum fees apply for each service; e.g., $360 minimum for portfolio management under $30,000 assets. Fee-only: Financial guidance fees can be hourly ($450/hour), fixed fee (minimum $2,500), or percentage of assets under advisement with tiers starting at $10,000 minimum fee for < $3,500,000 AUA, 0.30% for $3,500,000–$5,000,000, 0.20% for $5,000,001–$10,000,000, and negotiable above $10,000,001.
Main office
12115 North Oracle Road, Suite 151
Oro Valley AZ 85737
Advisors at this office
4
Most active in
Arizona · California · Colorado · Nebraska · Texas · Washington
Also doing business as
J. P. Davis, Inc. · Navigation Retirement Group · Nrg Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
John D
CFP®, Series 63, Series 65
Oro Valley, AZ
NRG Wealth Management
John Davis is a CFP® professional with 30 years of experience in the financial advisory industry. He has been with NRG Wealth Management since 2003 and previously worked at LPL Financial LLC and United Capital Financial Advisers, LLC. Outside of his advisory role, he is an author who maintains a book, related classes, and a blog. NRG Wealth Management serves individual and high-net-worth clients with discretionary portfolio management and modular financial guidance, employing a Blueprint process and a core-and-satellite investment approach tailored to each client’s goals and circumstances.
Monica S
Series 65
Oro Valley, AZ
NRG Wealth Management
Monica Salazar is a financial advisor at NRG Wealth Management with eight years of industry experience. She holds the Series 65 designation and has worked at NRG Wealth Management since 2015, including two years affiliated with LPL Financial. NRG Wealth Management serves individual and high-net-worth clients through discretionary portfolio management and modular financial guidance. The firm employs a Blueprint process and applies modern portfolio theory and a core-and-satellite approach to build individualized Investment Policy Statements tailored to client goals and circumstances.
Stefanie M
CFP®, Series 63, Series 65
Oro Valley, AZ
NRG Wealth Management
Stefanie Morgan is a CFP® professional with 27 years of industry experience, currently serving at NRG Wealth Management since 2010. She previously worked at United Capital Financial Advisers, LLC and LPL Financial LLC. NRG Wealth Management serves individual and high-net-worth clients with discretionary portfolio management and modular financial guidance, employing a Blueprint process and modern portfolio theory to tailor investment strategies. The firm emphasizes individualized Investment Policy Statements and regular account reviews.
Peter F
Series 65
Oro Valley, AZ
NRG Wealth Management
Peter Fugger is a financial advisor at NRG Wealth Management with one year of industry experience. He holds a Series 65 designation and has previously worked at Trueshot Gun Club and Spencer's TV and Appliance. NRG Wealth Management serves individual and high-net-worth clients with discretionary portfolio management and modular financial guidance, using a detailed Blueprint process and a core-and-satellite investment approach tailored to each client’s unique circumstances.
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