Lakewood, CO Office

nVest Advisors, LLC provides fiduciary investment management and financial planning to individuals, families, trusts, small businesses, and employer-sponsored retirement plans. The firm also serves as a sub-adviser to unaffiliated RIAs and offers both discretionary and non-discretionary portfolio management and standalone planning services.

The firm combines fundamental analysis, quantitative modeling, and portfolio optimization to build pre-constructed risk-based models (Conservative to Aggressive) that are reviewed and rebalanced at least quarterly using automated tools and human oversight. nVest uses multiple custodians and platforms (Schwab, Betterment, Aspire, my529) and integrates platform features such as Betterment’s sub-advisory tools for certain accounts.

Compared with peers, nVest’s brochure highlights several atypical affiliations and activities: the CEO maintains an active life, health, and annuity insurance license to support planning conversations, and one investment adviser works part-time as a tax and bookkeeping professional at Craig Nieschwietz, PLLC. The firm also emphasizes ERISA 3(21)/3(38) fiduciary plan services, operates multiple consumer-facing websites (for example, co401k.com and cofiduciary.com), and positions itself to provide its models and sub-advisory services to other RIAs, a mix of marketing and platform relationships that is less common among similarly sized advisers.