OADE Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
OADE Financial provides comprehensive financial planning to individuals and high‑net‑worth clients, addressing goals, cash flow, retirement readiness, debt reduction, insurance and estate planning and coordinating with other professionals. Investment recommendations in plans are generally limited to no‑load, low‑cost mutual funds and U.S. Treasury, corporate and municipal bonds, with clients directing execution through a broker‑dealer of their choice.
The firm follows a passive, allocation‑based approach using seven target investment strategies and regular reviews and rebalancing to maintain target allocations. Instead of charging a percentage‑of‑assets fee or managing client accounts, OADE delivers advice on a fixed, tiered fee basis and does not take custody of or discretionary authority over client assets, so clients implement investment decisions themselves.
Noteworthy features include an explicit policy permitting the firm or its related persons to co‑invest alongside clients in private offerings and venture investments, subject to written disclosure, pro‑rata terms and a rule that client allocations are filled before advisor participation. The firm also reports approximately $87 million in assets under advisement while serving a relatively small client base, and it may refer clients to other advisors under disclosed solicitor arrangements.
Client services
Expertise
Fee options
Less than $1,000,000 - $999,999: $2,500 fixed fee $1,000,000 - $4,999,999: $4,000 fixed fee $5,000,000 - $9,999,999: $6,000 fixed fee $10,000,000 - $19,999,999: $12,000 fixed fee $20,000,000+: Fee negotiated
Minimum fee: Fixed fees based on assets covered by the financial plan: Less than $1,000,000 - $2,500; $1,000,000 to $5,000,000 - $4,000; $5,000,000 to $10,000,000 - $6,000; $10,000,000 to $20,000,000 - $12,000; Greater than $20,000,000 - Negotiated Fee-only: Comprehensive financial planning services offered on a fixed fee basis as detailed under minimum_fee
Main office
Portsmouth NH
Advisors at this office
1
Most active in
Maine · New Hampshire · New Jersey
Also doing business as
Oade Financial · Oade Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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