O
OADE Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
15
100% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
15
TypicalAverage account size
$0
About
OADE Financial provides comprehensive financial planning to individual and high‑net‑worth clients, delivering tailored plans that address balance sheets, retirement, tax, insurance, estate and debt strategies. The firm does not take custody of client assets or offer discretionary portfolio management; investment recommendations are part of the planning engagement and clients or their chosen broker‑dealers execute transactions.
The adviser emphasizes a passive, asset‑allocation approach with seven risk‑profile strategies and recommends no‑load, low‑cost mutual funds and U.S. Treasury or municipal bonds where appropriate, while providing annual plan reviews, quarterly progress updates and real‑time client access via a portal. OADE produces target allocations and rebalancing guidance but leaves trade execution and broker selection to the client; it will also refer clients to outside investment advisors if requested.
Notably, OADE serves a small roster of clients (15) while covering approximately $87 million in client assets under advisement and does not charge percentage‑of‑assets fees, instead using fixed planning fees billed in advance. The firm may receive referral compensation from external advisors it recommends and discloses the related conflicts and solicitor procedures in its brochure.
Client services
Financial planning
Expertise
General retirement planning
Income planning
General tax planning
Debt management
Cash flow / budgeting
Fee options
Less than $1,000,000 - $1,000,000: $2,500 fixed fee $1,000,000 - $5,000,000: $4,000 fixed fee $5,000,000 - $10,000,000: $6,000 fixed fee $10,000,000 - $20,000,000: $12,000 fixed fee Greater than $20,000,000+: Negotiated fixed fee
Minimum fee: $2,500 to $12,000 based on asset tiers; fees negotiated above $20,000,000 Fee-only: Fixed fees for comprehensive financial planning based on asset tiers
Main office location
OADE Financial
Mendham NJ, United States
Number of offices
1
Most active in
OADE Financial has reported serving >5 clients in these states in the last 12 months.
Maine · New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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