Oak Crest Advisory, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$90,170,828
Clients
188
Advisors
3
of 3 employees
About
Oak Crest Advisory, LLC is a state-registered investment adviser that provides discretionary asset management, financial planning, and pension consulting to individuals (including high-net-worth clients), trusts, estates and retirement plans; the firm manages roughly $90 million for about 188 client relationships and is supported by a three-advisor team. Its service offering includes ongoing portfolio monitoring and rebalancing, modular or comprehensive written financial plans, one-time and as‑needed consultations, and participant education for employer-sponsored plans.
The firm typically uses a strategic asset allocation framework and generally passive investment management, constructing portfolios from equities, fixed income, ETFs and cash while using active mutual funds only selectively; it may also employ technical analysis and charting at times to inform timing decisions. Portfolios are tailored to individual goals and risk tolerance and are usually managed on a discretionary basis, with clients able to impose reasonable restrictions on investments.
Oak Crest’s ownership and operating structure is a notable distinction: the firm is partly owned by an accounting practice and by a licensed insurance agency, and several supervised persons are licensed insurance agents and also operate in brokerage capacities, which the brochure discloses as potential conflicts of interest because affiliated parties may earn commissions separate from advisory fees. The firm also provides pension consulting with participant education and may refer clients to affiliated accounting or insurance entities (use of affiliates is not required), a combination of services and affiliations that is less common among similarly sized supported advisers.
Client services
Expertise
Occupation focus
Fee options
Pension consulting services offered on a fixed fee basis, payable quarterly in advance; fees are negotiable.
$0.00 - $1,000,000: 1.00% $1,000,000 - $3,000,000: 0.80% $3,000,000 - $4,000,000: 0.60% $4,000,000 - $5,000,000: 0.50% $5,000,000 - $10,000,000: 0.40%
Supervised persons receive commissions on sales of mutual funds and insurance products; insurance commissions are separate and in addition to advisory fees.
Account minimum: $250,000
Main office
160 Linden Oaks
Rochester NY 14625
Advisors at this office
3
Most active in
New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Bryan G
CFP®
Rochester, NY
Oak Crest Advisory, LLC
Bryan Gray is a CFP® professional with seven years at Oak Crest Advisory, LLC and a total of four years in the financial advisory industry. He previously worked at Marsh Advisors and Mirshy Financial, and he also owns and operates Bryan M. Gray, CPA, PC., providing tax and accounting services. Oak Crest Advisory offers investment advisory and financial planning services to individuals, trusts, estates, and pension and profit-sharing plans. The firm employs a strategic asset allocation framework with a generally passive management approach, incorporating equities, fixed income, ETFs, and cash, and provides regular account reviews and additional services such as pension consulting and participant education.
Michael S
Series 66, Series 65
Rochester, NY
Oak Crest Advisory, LLC
Michael Strong is a financial advisor at Oak Crest Advisory, LLC with 15 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Leigh Baldwin & CO., LLC and Mirsky Financial Management Corp prior to joining Oak Crest Advisory. Outside of investing, he is involved in insurance sales and Medicare enrollment assistance. Oak Crest Advisory, LLC is a state-registered investment adviser serving individuals, trusts, estates, and retirement plans, including high-net-worth clients. The firm employs a strategic asset allocation approach with primarily passive investment management and provides discretionary asset management, financial planning, and pension consulting.
Gregory M
Series 63, Series 65
Rochester, NY
Oak Crest Advisory, LLC
Gregory Mulbury is a financial advisor at Oak Crest Advisory, LLC in Rochester, NY, holding Series 63 and Series 65 licenses with 19 years of industry experience. His career includes prior roles at Marsh Advisors, Leigh Baldwin & Co., LLC, and Mirsky Financial Management. Oak Crest Advisory is a state-registered investment adviser serving individuals, trusts, estates, and retirement plans with discretionary asset management, financial planning, and pension consulting. The firm employs a strategic asset allocation approach with generally passive investment management and offers modular or comprehensive financial plans supported by a three-advisor team.
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