Oak Springs Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Oak Springs Wealth Management is a small advisory firm with two advisors managing roughly $44 million for about 86 clients, serving individuals as well as trusts and estates. The firm offers comprehensive financial planning, ongoing portfolio and private wealth management, and ancillary services such as trust management, private banking, bill‑management and business consultation.
At the start of client relationships Oak Springs develops a Financial Profile and an Investment Plan and typically implements portfolios primarily through ETFs, with limited use of mutual funds, occasional individual equities, fixed‑income securities and alternative investments. The firm generally pursues a long‑term, strategic asset‑allocation approach, manages accounts on a discretionary or non‑discretionary basis, and reviews managed portfolios at least quarterly.
Noteworthy for a firm of its size, Oak Springs is affiliated with an insurance company that markets premium‑financed life insurance and the principal owner has a direct role in that related entity; certain staff are also licensed insurance agents and the firm discloses the potential conflicts this creates while prohibiting charging both an insurance commission and an advisory fee on the same assets. The advisory team includes CFP® professionals, provides consolidated reporting and cash‑flow oversight services, and does not require a minimum portfolio size for its conventional advisory engagements.
Client services
Expertise
Fee options
Financial planning and ancillary services fees are normally fixed and negotiated based on scope; ancillary services fees may be fixed fees payable upon completion or monthly/quarterly in arrears.
$0 - $3 million: 1.00% $3 million - $5 million: 0.75% $5 million - $10 million: 0.50% $10 million+: Negotiated
Insurance commissions may be earned by licensed insurance agents affiliated with the firm.
Main office
Knoxville TN
Advisors at this office
2
Most active in
Tennessee · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Carol J
CFP®, Series 63
Knoxville, TN
Oak Springs Wealth Management, LLC
Carol Johnson is a CFP® professional with 17 years of experience in financial advising. She has been with Oak Springs Wealth Management, LLC since 2016 and previously worked at Bpv Capital Management, LLC. Outside of financial advising, she is part owner and CFO of Z Media Ventures, LLC, a media and production company based in Knoxville, Kentucky. Oak Springs Wealth Management is a small firm serving individuals, trusts, and estates with comprehensive financial planning and private wealth management. The firm typically employs a long-term, strategic asset-allocation approach using primarily ETFs, and offers services including trust management, private banking, and business consultation.
George L
CFP®, Series 63, Series 65
Knoxville, TN
Oak Springs Wealth Management, LLC
George Lee Jr. is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Oak Springs Wealth Management, LLC since 2012. The firm operates as a two-advisor team based in Knoxville, TN. Lee is also a licensed insurance agent and may recommend insurance products to clients as part of his professional activities. Oak Springs Wealth Management serves individuals, trusts, and estates, including both high-net-worth and non-HNW clients, providing financial planning, portfolio management, and private wealth management. The firm emphasizes customized financial profiles and investment plans, primarily utilizing ETFs within a long-term, strategic allocation framework, and offers ancillary services such as trust-related work and business consultation.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)