Bermuda Dunes, CA Office

Oakwood Capital provides investment advisory, financial planning, and retirement plan consulting to individuals (including high‑net‑worth clients), trusts, estates, and small business retirement plans. The firm offers portfolio management, financial plans and consulting, and periodic participant education and monitoring for qualified plans.

Portfolios are predominantly managed on a non‑discretionary basis—Oakwood reports $217,493,233 in non‑discretionary assets versus $86,688,497 in discretionary assets—and clients may elect discretionary management through affiliated managed‑portfolio options for an additional fee. The firm works with third‑party managers and model portfolios (including programs through RBC, Envestnet, AssetMark, Alphastar and others), uses fundamental/technical/cyclical analysis, and conducts at least annual reviews and reporting for client accounts.

Compared with many multi‑team firms, Oakwood’s brochure discloses multiple affiliated businesses (including Oakwood Capital Securities, Inc. and Oakwood Capital Account & Tax Advisors, LLC) and notes an affiliated broker‑dealer disciplinary event; it also provides program brochures and sample program fees (for example, sample annualized fees for the RBC UP program) and extensive wrap‑and third‑party program offerings. These affiliations, the firm’s heavy reliance on non‑discretionary arrangements, and its reliance on third‑party model/wrap programs are the most distinctive features highlighted in the disclosure.