Oakwood Wealth Advisors Ltd.
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About
Oakwood Wealth Advisors Ltd. is a small independent advisory firm that works with individuals, high-net-worth clients, pension and profit‑sharing plans, trusts, and estates. The firm provides ongoing portfolio management, comprehensive and segmented financial planning services, and retirement investment audits tailored to each client’s investment policy statement.
OWA constructs a written Investment Policy Statement for each client and uses fundamental, technical, and cyclical analysis to guide portfolio construction and monitoring. The firm employs a range of strategies, including long‑ and short‑term trading, short sales, and options writing and buying, and offers discretionary management where authorized by the client.
Several features in Oakwood’s brochure are uncommon for a solo independent advisor: it operates a wrap fee program, accepts performance‑based fees for qualified clients that are tied to realized option gains, and discloses involvement with insurance products (including life insurance recommendations and the potential to recommend purchasing insurance products from a related party). The firm also explicitly serves pension and profit‑sharing plans and documents structured retirement and financial planning engagements, including retirement audits, which together differentiate its service mix from many peers.
Client services
Expertise
Fee options
Fixed fees for financial planning services up to $100,000 annually (varies by complexity)
$50,000 - $3,500,000: 4.0% (Active Wealth Management) Over $3,500,000+: Quoted on an individual basis (Active Wealth Management) $1 - $100,000: 0.75% (Passive Wealth Management) $100,001 - $250,000: 0.70% (Passive Wealth Management) $250,001 - $500,000: 0.65% (Passive Wealth Management) $500,001 - $1,000,000: 0.60% (Passive Wealth Management) $1,000,001 - $2,000,000: 0.55% (Passive Wealth Management) $2,000,001 - $5,000,000: 0.50% (Passive Wealth Management) Over $5,000,000+: Quoted on an individual basis (Passive Wealth Management)
$750 per hour for financial planning services
10% of realized gross profits on all option premiums, charged in addition to a 2.5% asset-based management fee on AUM for qualified clients
Account minimum: $500,000.00 (may be waived by the advisor based on client needs and complexity)
Main office
Naperville IL
Advisors at this office
1
Most active in
Illinois
Also doing business as
Oakwood Wealth Advisors Ltd. · Oakwood Wealth Agency · Woodoak Capital
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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