Obel Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides portfolio management, written financial planning and the selection and monitoring of third‑party investment advisers for individuals, high‑net‑worth clients, charitable organizations, pension plans and businesses; as a single‑advisor registered investment adviser it reports managing roughly $794,000 for five clients. Clients receive individualized plans and quarterly account statements from independent custodians rather than custody by the firm.
Investment management is primarily non‑discretionary: the firm applies a proprietary analysis system and individualized asset allocation process, and it contacts clients for trade authorization prior to execution, with periodic reviews and annual meetings to update goals. The firm also prepares written financial plans and may recommend unaffiliated third‑party advisers when a client’s circumstances or account size make that appropriate.
Noteworthy differences from many peers include the owner’s ongoing licensed activity as a life and health insurance agent (about 20 hours per week), which generates commission compensation for insurance sales and is disclosed as a potential conflict of interest. It is also uncommon for a one‑advisor independent RIA to serve institutional clients while operating primarily on a non‑discretionary basis and actively offering third‑party adviser selection and monitoring.
Client services
Expertise
Fee options
Financial planning fees range from $300 to $5,000 depending on complexity
2.35% annually (negotiable, can be lower)
Main office
425 N. El Camino Real, #313
San Mateo CA 94401
Advisors at this office
1
Most active in
California
Also doing business as
Obel Financial Advisors · Obel Financial Group · Obel, Emmanuel
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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