Obsidian Wisdom
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Obsidian Wisdom serves individual clients, including retail and high‑net‑worth households, as well as a range of businesses, providing customized financial planning, investment consultation, and portfolio management. The firm’s planning services cover cash‑flow and debt analysis, risk management and insurance reviews, retirement and education planning, estate planning, and divorce‑related financial analysis.
The firm generally follows a primarily passive investment approach that emphasizes diversification, low costs, and tax efficiency, while employing active strategies when circumstances warrant. Portfolios may include mutual funds, ETFs, individual equities and fixed income, MLPs, UITs, DPPs and REITs, and the firm may recommend or place assets with third‑party investment managers after conducting due diligence.
Notably, the firm documents that it provides portfolio management for institutional or business clients in addition to individuals, a service profile less common among solo independent advisers, and it offers periodic complimentary educational workshops on personal finance topics. Firm management also conducts insurance agency activities and discloses when it is acting in that capacity, and the brochure emphasizes coordination with third‑party managers and the ability to work with held‑away accounts as part of implementation.
Client services
Expertise
Fee options
Financial planning retainer fees ranging from $2,500 to $7,500 per year, paid quarterly in advance
$0 - $499,999: 0.95% $500,000 - $999,999: 0.80% $1,000,000 - $2,999,999: 0.65% $3,000,000 - $4,999,999: 0.55% $5,000,000+: 0.50%
$250 per hour for financial planning, billed in five-minute increments
Fee-only: Financial planning hourly fee of $250 per hour; fixed retainer fees from $2,500 to $7,500 per year
Main office
Fleming Island FL
Advisors at this office
1
Most active in
Florida
Also doing business as
Obsidian Wisdom · Obsidian Wisdom LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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