Obsidian Wisdom
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$150,000
Clients
14
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
14
TypicalAverage account size
$10,714
About
Obsidian Wisdom serves individual clients, including retail and high‑net‑worth households, as well as a range of businesses, providing customized financial planning, investment consultation, and portfolio management. The firm’s planning services cover cash‑flow and debt analysis, risk management and insurance reviews, retirement and education planning, estate planning, and divorce‑related financial analysis.
The firm generally follows a primarily passive investment approach that emphasizes diversification, low costs, and tax efficiency, while employing active strategies when circumstances warrant. Portfolios may include mutual funds, ETFs, individual equities and fixed income, MLPs, UITs, DPPs and REITs, and the firm may recommend or place assets with third‑party investment managers after conducting due diligence.
Notably, the firm documents that it provides portfolio management for institutional or business clients in addition to individuals, a service profile less common among solo independent advisers, and it offers periodic complimentary educational workshops on personal finance topics. Firm management also conducts insurance agency activities and discloses when it is acting in that capacity, and the brochure emphasizes coordination with third‑party managers and the ability to work with held‑away accounts as part of implementation.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Cash flow / budgeting
Debt management
Charitable giving & philanthropy
Retirement income strategy
Fee options
Financial planning retainer fees ranging from $2,500 to $7,500 per year, paid quarterly in advance
$0 - $499,999: 0.95% $500,000 - $999,999: 0.80% $1,000,000 - $2,999,999: 0.65% $3,000,000 - $4,999,999: 0.55% $5,000,000+: 0.50%
$250 per hour for financial planning, billed in five-minute increments
Fee-only: Financial planning hourly fee of $250 per hour; fixed retainer fees from $2,500 to $7,500 per year
Main office location
Obsidian Wisdom
Fleming Island FL, United States
Number of offices
1
Most active in
Obsidian Wisdom has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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