Ocean Advisors, LLC

Ocean Advisors provides investment management and personal financial planning to individuals, families, trusts, estates, family businesses and corporate retirement plans. The firm also evaluates and monitors third‑party money managers, participates in wrap fee programs, and coordinates referrals to other professionals when appropriate.

The firm’s investment process blends strategic asset allocation with tactical adjustments informed by both fundamental and technical analysis; strategies include dividend‑focused equity portfolios, diversified funds and individual securities, and the selective use of options for income enhancement or downside protection. Ocean Advisors grants discretionary authority to third‑party managers in some accounts and has recently entered a sub‑advisory relationship with an unaffiliated advisor to implement options‑based strategies and low‑cost lending alternatives using leveraged account collateral.

A distinguishing operational feature is the firm’s emphasis on financial education: the principal conducts corporate financial education programs and edits an investment newsletter, dedicating roughly eight hours per month to these activities, which is uncommon among solo independent advisers. The combination of options strategies that require additional trading approval, a formal sub‑advisory arrangement to implement borrowing/lending techniques, and occasional directed‑brokerage or wrap program use differentiates the firm from many peers.