Odingard Capital Management

Odingard Capital Management LLC serves individual clients and employee benefit plans, offering investment advisory services alongside pension and 401(k) consulting. The firm manages roughly $37 million for a relatively small client base and provides both sub‑advised managed accounts and direct management for smaller accounts, plus services such as Single Premium Group Annuity searches.

OCM typically employs third‑party sub‑advisers to manage larger accounts while retaining discretionary authority to select, oversee, and replace those sub‑advisers; it directly manages accounts that do not meet sub‑adviser minimums and uses a risk‑tolerance questionnaire to set ETF target allocations for smaller accounts. The adviser’s programs and approved sub‑adviser models may use a wide range of instruments and strategies (including ETFs, derivatives, options and structured products), and clients receive quarterly custodian statements with periodic reviews and ongoing monitoring by the firm.

What stands out relative to many peers is that OCM has integrated an insurance business into its operations and continues to offer annuity products while also providing pension consulting services, an affiliation structure that is uncommon among supported firms. The firm also discloses fee‑sharing and compensation arrangements with certain sub‑advisers and requires clients to use designated custodians/broker‑dealers, items the brochure highlights as potential conflicts that clients should review.