Omega Capital Management, LLC

Omega Capital Management is an independent, fee‑only registered investment adviser that provides financial planning and both discretionary and non‑discretionary portfolio management to individuals, high‑net‑worth clients, families, retirees, retirement plans, businesses, trusts and estates. The brochure describes modular financial planning (cash flow, retirement, insurance, estate and education planning), retirement plan consulting, and tailored investment management services.

The firm says it constructs client‑specific allocations using strategic asset allocation grounded in Modern Portfolio Theory and implements those allocations with a mix of passive and active vehicles (mutual funds, ETFs, individual bonds and government securities), guided by risk‑tolerance and cash‑flow needs. Accounts are monitored on an ongoing basis, custody is maintained at independent custodians (primarily Charles Schwab), and clients receive regular reporting including quarterly written summaries and custodian statements.

Omega operates as a small, single‑principal advisory firm while managing roughly $140 million for about 160 clients, producing a comparatively high client‑to‑advisor ratio for a firm of this size. The brochure also discloses that firm representatives are licensed insurance agents/brokers who may receive customary insurance compensation, a potential conflict the firm acknowledges and says it will manage while providing tailored planning and occasional concierge‑style assistance.