On Target Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individual and high-net-worth clients by delivering comprehensive and limited-scope financial planning, ongoing planning support, tax return preparation, and a do-it-yourself planning platform with training and periodic virtual check-ins. Investment recommendations are provided within planning engagements, but the firm does not take custody of client assets or act as an investment manager that executes trades on client accounts.
As a fee-only adviser, the firm tailors plans to client circumstances—covering cash flow, retirement, estate, insurance, and tax-related issues—and may refer third-party professionals without receiving referral compensation. Clients are responsible for implementing investment recommendations through their chosen custodians, and the firm describes using tools such as fundamental and technical analysis, modern portfolio theory, and mutual fund/ETF analysis when developing those recommendations.
The firm is atypical among peers in that it offers hourly, limited-scope planning engagements and explicitly does not rely on percentage-of-assets-under-management fees. It is led by a sole principal with accounting and tax credentials who also maintains a part-time tax-director role at an external CPA firm, a disclosed outside business activity the firm notes is managed given its advisory focus and lack of discretionary trading.
Client services
Expertise
Fee options
Comprehensive Financial Plan fees range from $2,499 to $7,500; Do It Yourself (DIY) Financial Planning fee is $99 per month; ongoing financial planning fees range from $199 to $349 per month
$275 per hour
$199 to $349 per month for ongoing financial planning; $99 per month for Do It Yourself (DIY) Financial Planning
Fee-only: Fixed fees ranging from $2,499 to $7,500 for Comprehensive Financial Plans; ongoing fixed fees $199 to $349 per month for ongoing financial planning; hourly fee $275 per hour; fixed fee $99 per month for Do It Yourself (DIY) Financial Planning
Main office
West Chester PA
Advisors at this office
1
Most active in
Pennsylvania
Also doing business as
On Target Financial Planning · On Target Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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