A complete list of active advisors currently associated with On Track to Retire LLC

Warmer can help you find a great advisor at On Track to Retire LLC or one who fits your needs even better.

On Track to Retire LLC provides financial planning and investment advice to individuals and high‑net‑worth individuals, covering areas such as retirement, tax, insurance, college and debt/credit planning. The firm reports no assets under management and discloses $87 million in assets under advisement as of January 2026. OTTRL’s investment approach combines fundamental analysis and modern portfolio theory and typically favors long‑term trading with a primary recommendation toward equity index funds while using mutual funds, ETFs (including precious‑metal sectors), fixed income, REITs, annuities, TIPS, commodities and non‑U.S. securities for diversification. Services are delivered through client-specific financial plans and tailored recommendations based on clients’ income, tax situation and risk tolerance rather than ongoing discretionary trading. What is distinctive about the firm is its fee and operational model: it charges fixed and hourly financial planning fees and does not employ percentage‑of‑AUM billing, a less common arrangement among investment managers. OTTRL also does not trade client accounts, does not take custody or investment discretion, does not accept performance‑based fees, and does not select third‑party managers or participate in wrap programs, which differentiates its service and compliance profile from many peers.

To learn more about the advisors currently working at On Track to Retire LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Alan Caldwell	Livonia, MI	7

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