One Life Advisory
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
One Life Advisory provides portfolio management, financial planning (standalone and subscription), and retirement‑plan advisory services to individuals, high‑net‑worth clients, charitable organizations, and employer‑sponsored plans. Services include creating an Investment Policy Statement, ongoing discretionary portfolio management, and advisory support for 401(k) and cash‑balance plans.
The firm applies modern portfolio theory and a long‑term trading approach, documenting client risk tolerance and asset allocation in written IPSs and delivering ongoing monitoring with quarterly custodian reporting. It uses the Orion Portfolio Solutions TAMP for trading, billing, and reporting and requires clients to custody accounts on specified platforms (Altruist or Charles Schwab Advisor Services).
Distinctive features include an affiliation with an insurance entity (BetterWealth Solutions, LLC) and licensing of the firm’s principal to sell insurance products, including annuities, for which supervised persons may receive commissions; the firm discloses these conflicts and that clients may purchase recommended insurance elsewhere. The brochure also discloses participation in OPS’s benefits program and other custodian‑provided benefits that create incentives to place assets on those platforms; the firm is newly formed and currently reports no assets under management.
Client services
Expertise
Fee options
$0 - $1,000,000: 0.80% $1,000,001 - $2,000,000: 0.55% $2,000,001 - $3,000,000: 0.50% $3,000,001 - $4,000,000: 0.45% $4,000,001 - $5,000,000: 0.40% $5,000,001 - $7,500,000: 0.35% $7,500,001 - $10,000,000: 0.25% $10,000,000+: 0.15%
Ongoing subscription financial planning fees between $100 and $500 per month, billed monthly in arrears.
Account minimum: $250,000 Minimum fee: Minimum annual fee of $2,400 for portfolio management and retirement plan advisory services. Fee-only: Standalone financial planning fees: one-time initiation fee of $400 plus annual fee ranging from $3,600 to $15,000, billed monthly in arrears. Ongoing subscription financial planning: negotiated fixed rate between $100 and $500 per month.
Main office
Coleman TX
Advisors at this office
1
Most active in
Colorado · Texas
Also doing business as
One Life Advisory · One Life Advisory, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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