Philadelphia, PA Office

One Wealth serves individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses and retirement plans. The firm offers comprehensive wealth management and financial planning, portfolio management (including private and public concentrated stock strategies) and retirement-plan advisory services (3(21)), and it may engage independent managers or other specialists as part of a client’s plan.

The firm’s investment approach is primarily long-term with the ability to make tactical overrides; portfolios are constructed from diversified mutual funds, ETFs, bonds, independent managers and, where appropriate, alternatives, options or other securities. One Wealth also uses third‑party platforms — including Betterment Institutional for certain clients — to implement automated allocations, rebalancing and optional tax‑loss harvesting, and it will manage or advise on held‑away accounts via third‑party access platforms at the client’s direction.

Compared with many peers, One Wealth manages about $1.25 billion for roughly 406 clients with an 11‑advisor team, indicating a relatively high AUM-per-advisor and a focus on wealthier, more concentrated relationships. The firm is affiliated with an insurance entity (OWA Insurance) and a tax preparation affiliate (OWA Tax), which can provide services to clients (insurance sales generate commissions; tax services may be offered through the affiliate or outsourced), and the firm bears certain platform costs for held‑away assets and counts those assets in its advisory relationships — features that can create additional conflicts of interest that are disclosed in its brochure.