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Ongoing Wealth Management

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Client assets under management

$31,794,984

Clients

121

6% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

61

High

Average account size

$262,768

About

The firm provides investment advisory and financial planning services to individual clients, including high‑net‑worth individuals, through discretionary and non‑discretionary portfolio management and written financial plans. It advises on a broad range of investments — including equities, corporate and municipal debt, mutual funds, ETFs, options, REITs, structured products and variable annuities — and may deploy sub‑advisers and third‑party model portfolios to implement client strategies.

Investment advice is tailored to each client's objectives and risk tolerance, and the firm generally manages accounts on a discretionary basis when clients grant trading authority. The brochure describes multiple methods of analysis (technical/charting, fundamental, cyclical) and notes the use of ESG considerations; it also states tax efficiency is not a primary focus and recommends clients consult tax professionals.

Noteworthy features include that the firm is newly registered and operates with two advisors managing roughly $29.7 million for about 100 clients, and it routinely requires custody and trade execution through a single institutional custodian, with attendant access to research and institutional services. The firm discloses that its advisors are separately licensed insurance agents who may earn commissions on insurance sales (a potential conflict of interest), and it explicitly states that it does not accept performance‑based fees.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

ESG / Sustainable investing Options & derivatives strategies

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Fee options

Fixed

Financial planning fees may also be charged monthly ($50-$2,000) or annually ($600-$24,000), negotiable based on scope and complexity.

Percentage

$0 - $499,999: 1.5% $500,000 - $999,999: 1.25% $1,000,000+: 1.0%

Commissions

Persons associated with the firm who are licensed insurance agents earn commissions on insurance products sold.

Project-based

Up to $400 per hour for financial planning services.

Other

Account minimum: No minimum stated; however, the firm has the right to terminate accounts deemed too small to manage effectively. Fee-only: Portfolio management fees based on tiered AUM schedule; financial planning fees negotiable and billed hourly, monthly, or annually.

Main office location

Ongoing Wealth Management

Key Largo FL, United States

Number of offices

1

Most active in

More info

Florida

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 305-394-8863

Advisors at this firm

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user avatar

Manuel N

Series 66

Key Largo, FL

Ongoing Wealth Management

Manuel Navarro is a financial advisor with Ongoing Wealth Management in Key Largo, FL, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc. and Purshe Kaplan Sterling Investments. Outside of advisory work, he owns a baby rental equipment business that manages delivery and pick-up services. Ongoing Wealth Management provides investment advisory and financial planning services to individual clients, including high-net-worth individuals, using discretionary and non-discretionary portfolio management and written financial plans. The firm employs multiple analytical methods and incorporates ESG considerations while managing accounts primarily on a discretionary basis.

ESG / Sustainable investing Options & derivatives strategies
user avatar

David W

Series 63

Key Largo, FL

Ongoing Wealth Management

David Wilson is a financial advisor at Ongoing Wealth Management with 35 years of industry experience. He holds a Series 63 designation and has worked previously at Ameriprise Financial Services, Inc. and Purshe Kaplan Sterling Investments. Outside of his advisory work, he is also an author of stories, essays, novels, and poems. Ongoing Wealth Management provides investment advisory and financial planning services to individual clients, including high-net-worth individuals. The firm offers tailored portfolio management and written financial plans, using a variety of investment strategies and analysis methods to align with clients’ objectives and risk tolerance.

ESG / Sustainable investing Options & derivatives strategies
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