Ongoing Wealth Management

The firm provides investment advisory and financial planning services to individual clients, including high‑net‑worth individuals, through discretionary and non‑discretionary portfolio management and written financial plans. It advises on a broad range of investments — including equities, corporate and municipal debt, mutual funds, ETFs, options, REITs, structured products and variable annuities — and may deploy sub‑advisers and third‑party model portfolios to implement client strategies.

Investment advice is tailored to each client's objectives and risk tolerance, and the firm generally manages accounts on a discretionary basis when clients grant trading authority. The brochure describes multiple methods of analysis (technical/charting, fundamental, cyclical) and notes the use of ESG considerations; it also states tax efficiency is not a primary focus and recommends clients consult tax professionals.

Noteworthy features include that the firm is newly registered and operates with two advisors managing roughly $29.7 million for about 100 clients, and it routinely requires custody and trade execution through a single institutional custodian, with attendant access to research and institutional services. The firm discloses that its advisors are separately licensed insurance agents who may earn commissions on insurance sales (a potential conflict of interest), and it explicitly states that it does not accept performance‑based fees.