OnPlane Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
OnPlane Financial Advisors is a fee‑only practice that works primarily with individuals and families to provide comprehensive ongoing financial planning, asset advisement, and investment management. The firm offers both non‑discretionary financial planning and held‑away asset guidance as well as discretionary portfolio implementation and monitoring.
The firm follows a passive, index‑oriented investment approach that relies mainly on mutual funds and exchange‑traded funds to build diversified portfolios and generally avoids recommending individual stocks or bonds. Investment management engagements include ongoing financial planning at no additional charge, and the firm bills clients via quarterly fixed fees rather than a percentage‑of‑assets model, with fee waivers possible for certain small accounts.
Distinctive elements include the fixed, negotiable quarterly billing structure instead of the more common AUM‑linked fee and the explicit inclusion of financial planning within discretionary mandates. The brochure also discloses a recent state consent order concerning certain flat‑fee disclosures and website materials and the firm’s agreement to independent oversight and enhancements to supervisory and advertising practices.
Client services
Expertise
Fee options
Fee-only: Annual fixed fee ranges from $5,000 to $20,000 per client, billed quarterly in advance as $1,250 to $5,000 per quarter, not to exceed 2% of client investments under management and/or advisement. Fees are negotiable.
Main office
Poolesville MD
Advisors at this office
1
Most active in
Maryland · Virginia
Also doing business as
Onplane Financial Advisors · Onplane Financial Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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