Onroute Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
OnRoute Financial serves individual clients and small businesses, providing comprehensive financial planning and portfolio management services tailored to retirement planning, cash-flow and debt management, college savings, estate planning, insurance review, and business-owner consulting. The firm works with clients to produce written or electronic financial plans and also offers hourly planning engagements.
The adviser uses a mix of fundamental, technical, cyclical and charting analysis when conducting investment analysis and constructs client-specific Investment Policy Statements to guide implementation. Portfolio implementation may be carried out directly or through third‑party managers (TAMPs), and plans are monitored with periodic follow-ups and annual reviews.
Noteworthy features for a firm of this size include that the principal maintains outside paraplanning work for another advisory firm (reported as a material outside business activity) and that the firm recently removed online courses and speaking engagements from its service offerings as a material change. The firm also uses Charles Schwab for custody and receives certain soft-dollar and educational benefits through that relationship, and it accepts limited custody only for direct fee debiting.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001+: 0.75% annually
$250 per hour for Financial Planning engagements, negotiable in certain cases
Comprehensive Financial Planning: upfront fee $0 to $10,000 plus ongoing monthly fee $100 to $1,000 based on complexity
Main office
Haddonfield NJ
Advisors at this office
1
Most active in
New Jersey · Pennsylvania
Also doing business as
Onroute Financial · Onroute Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)