Open Circle Wealth Partners

Open Circle Advisors serves individuals (including high‑net‑worth clients), retirement plans, trusts and certain business entities, offering comprehensive wealth management, standalone investment management, financial consulting, and participant‑directed retirement plan services. The firm combines ongoing portfolio management with advanced planning and relationship management, and delivers periodic reporting and client reviews as part of its service model.

Investment implementation is grounded in Modern Portfolio Theory and a long‑term, asset‑allocation approach that favors passively managed mutual funds and ETFs, with Dimensional Fund Advisors funds used prominently. The firm also uses Monte Carlo analysis in planning, offers laddered fixed‑income portfolios through a third‑party manager, may retain individual equities for tax or personal reasons, and—when suitable—will include less‑liquid vehicles such as interval funds.

Open Circle’s leadership combines medical training and CFP credentials, and the firm manages roughly $38.4 million for a small client base, which the brochure presents alongside several operational arrangements that distinguish it from many peers. Those include a contractual sub‑advisor/back‑office relationship (used for fixed‑income management, trade processing and a limited continuity arrangement in the event of a principal’s incapacity), the use of a cash aggregation service (Flourish Cash), and engagement of outside advanced‑planning specialists for certain client matters.