Yucaipa, CA Yucaipa Blvd Office

Open Water Advisory Partners is a recently formed, two-advisor registered investment adviser that provides comprehensive financial planning and integrated wealth strategy to individuals, families, and business owners. The firm offers portfolio management on both discretionary and non-discretionary bases, along with project-based, fixed-fee, and hourly financial planning engagements and coordination with third‑party professionals.

The firm builds customized, long-term investment plans using a blend of fundamental, technical, and top‑down analysis and allocates across equities, fixed income, ETFs, alternatives, and private placements as appropriate. It may employ third‑party managers or model portfolios, conducts ongoing monitoring and rebalancing, and frames investment advice within broader tax, estate, and risk‑management planning.

Notably, the firm’s principals maintain active insurance licenses and offer insurance products through an affiliated insurance business, a relationship the brochure discloses as a potential conflict of interest because it can generate commissions. The brochure also discloses the principals’ affiliation with an external planning network for advanced coordination and documents customer arbitration and regulatory matters involving the founders, which prospective clients are directed to review in the firm’s ADV supplements.