Opine Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Opine Financial Advisors describes its practice as providing fee-only, hourly financial planning and investment advice to individuals, families, and small tax‑exempt organizations, and it also offers tax preparation services through an affiliation with a national tax‑preparation franchise. The brochure states the firm does not act as a custodian and that clients retain control of their assets.
The firm employs a strategic asset allocation approach using a core‑and‑satellite design—passive index and ETF exposure as the core with selective active funds, stocks, and bonds added where appropriate—and documents client objectives in written investment policy statements. It relies on third‑party research sources and delivers written financial plans and periodic reviews, while not accepting discretionary trading authority so clients make the final investment decisions.
Noteworthy for a firm classified as an investment manager, Opine uses an hourly, fee‑only billing model and explicitly disavows percentage‑of‑assets and performance‑based fee arrangements, and it does not take custody of client assets. The firm’s explicit tax‑preparation affiliation and stated focus on individual households and small charitable or tax‑exempt organizations are atypical for managers that primarily oversee pooled or institutional assets.
Client services
Expertise
Fee options
$200.00 per hour for financial planning, limited scope engagements, and follow-on implementation work
Account minimum: No account minimums to receive services Fee-only: $200.00 per hour for financial planning and hourly planning engagements
Main office
3903 Main Street
Kansas City MO 64111
Advisors at this office
1
Most active in
Missouri
Also doing business as
Lilmontsa LLC · Lilmontsa LLC Dba Jackson Hewitt Tax Service · Opine Financial Advisors · The Lyddon Group LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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