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Optimal Wealth

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Client assets under management

$89,392,879

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Clients

44

57% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

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Clients per advisor

22

Low

Average account size

$2,031,656

About

Optimal Wealth provides portfolio wealth management, financial planning, and pension/401(k) consulting to individual and high‑net‑worth clients as well as retirement plans. The firm also advises on and facilitates DST/1031 exchange transactions and uses sub‑advisors or independent managers to implement portfolios that include mutual funds, ETFs, fixed income, annuities, non‑U.S. securities and venture capital vehicles.

The firm documents client goals and risk tolerance in an Investment Policy Statement and conducts at least quarterly reviews, applying a mix of fundamental, quantitative, cyclical and technical analysis within a generally long‑term trading approach. Services are offered on both discretionary and non‑discretionary bases, and a majority of the firm’s reported assets are managed non‑discretionarily, indicating many clients retain final trade authority.

Noteworthy distinctions disclosed in the brochure include that one or more principals operate as licensed insurance agents and may receive commissions for insurance product implementations, a potential conflict of interest the firm discloses. The firm also runs public educational seminars and workshops and explicitly offers DST/1031 exchange consulting—services that are less common among similarly sized supported advisers.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Real estate investing Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy General retirement planning

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Fee options

Fixed

Financial Planning fees ranging from $2,500 to $8,000 depending on complexity.

Percentage

$0+: 0.60% - 2.00% annually (Portfolio Wealth Management, exact rate negotiated based on AUM and complexity) $0+: 0.80% annually (Pension and 401(k) Consulting Services)

Commissions

Commission income from insurance products sold by the principal owner as a licensed insurance agent (conflict of interest disclosed). No commission on securities sales.

Other

Account minimum: $500,000 (negotiable)

Main office location

Optimal Wealth

144 North Road, Suite 1150

Sudbury MA 01776, United States

Number of offices

1

Most active in

More info

Massachusetts · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Website (617) 277-4453

Advisors at this firm

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user avatar

Ira S

CFP®, Series 66

Sudbury, MA

Optimal Wealth

Ira Sager is a CFP® professional with 21 years of experience in financial planning and investment advice. He is the owner and managing director of Optimal Wealth and has previously worked at firms including Purshe Kaplan Sterling Investments and First Allied Advisory Services. Outside of his advisory role, he teaches financial literacy courses through Power of Zero. Optimal Wealth serves individual and high-net-worth clients as well as pension and profit-sharing plans, managing approximately $76 million in client assets. The firm offers portfolio wealth management, financial planning, pension consulting, and advises on DST/1031 real estate exchange opportunities, tailoring investment strategies to client risk tolerance and conducting regular portfolio reviews.

Real estate investing Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy General retirement planning
user avatar

Blake M

Series 65

Sudbury, MA

Optimal Wealth

Blake Muraskin is a financial advisor at Optimal Wealth with a Series 65 designation and one year of industry experience. His prior roles include positions at DRA Advisors LLC, GoldOller Real Estate Investments, Rubenstein Partners, Dwight Capital, and Morgan Stanley. Optimal Wealth serves individual and high-net-worth clients as well as pension and profit-sharing plans, managing approximately $76 million in client assets. The firm offers portfolio wealth management, financial planning, pension/401(k) consulting, and advises on DST/1031 real estate exchange opportunities, using a tailored investment approach that incorporates multiple analytical methods and ongoing oversight of third-party managers.

Real estate investing Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy General retirement planning
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