Bellevue, WA Office

Optimist Retirement Group provides discretionary portfolio management and financial planning to individuals, trusts, retirement plans, and other entities, tailoring advice to each client's objectives and risk tolerance. As of year-end 2025 the firm reports managing roughly $245 million in client assets across about 119 client relationships and is operated by two principal advisors.

The firm applies a mix of methods — modern portfolio theory, fundamental and technical analysis, and long- and short-term trading — and conducts ongoing monitoring with periodic written reports. Notably, Optimist implements derivatives strategies (including options and futures), option-writing, and margin in separately managed accounts, which the brochure identifies as part of its investment toolkit.

Advisors at the firm are also licensed insurance agents who may receive commission-based compensation for selling insurance products, a practice the brochure discloses and which represents a potential conflict of interest. The combination of commission-based insurance sales, active use of derivatives in managed accounts, and a relatively large asset base managed by a two-advisor team distinguishes the firm’s profile from many peers.