Optimum Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Optimum Financial LLC is a newly established, state-registered investment adviser that provides discretionary and non-discretionary managed account services and financial planning to individuals and high‑net‑worth clients. The firm offers tailored investment advice, asset allocation recommendations, and written investment strategies, and currently reports no assets under management.
Portfolios are constructed using a range of methods — including asset allocation, dollar‑cost averaging, technical analysis, and both short‑ and long‑term purchase strategies — with accounts reviewed at least quarterly and discretionary authority used when clients grant it. The firm also provides financial planning on an hourly basis and typically recommends an independent custodian relationship it has evaluated for execution and reporting.
The brochure discloses that the principal operates a separate Certified Public Accountant practice and is a licensed insurance agent, an affiliation that is uncommon among peers and is noted as consuming up to 30% of the principal’s time; this arrangement can include offering commissionable insurance products alongside advisory services. As a very small, recently formed adviser with a single advisor and no current AUM, the combination of an accounting affiliation and an hourly planning option is a distinctive aspect of the firm compared with larger investment managers.
Client services
Expertise
Fee options
Under $250,000 - $249,999: 1.20% $250,000 - $500,000: 0.96% $500,001 - $1,000,000: 0.76% $1,000,001 - $5,000,000: 0.72% Over $5,000,000+: 0.68%
$100 - $200 per hour, negotiable based on client and complexity
Fee-only: Hourly fees range from $100 - $200 per hour, negotiated individually
Main office
Wethersfield CT
Advisors at this office
1
Most active in
Connecticut
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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