A complete list of active advisors currently associated with Optimum Retirement Planning LLC

Warmer can help you find a great advisor at Optimum Retirement Planning LLC or one who fits your needs even better.

Optimum Retirement Planning LLC serves individual and high-net-worth clients with ongoing comprehensive financial planning and discretionary investment management, along with project-based planning and retirement-account advice. The firm also offers insurance product analysis through a third‑party platform and frames its retirement advice under applicable fiduciary standards. The firm primarily practices passive investment management by constructing asset‑class weighted portfolios using low‑cost pooled funds, while also applying fundamental, technical, and cyclical analysis to inform allocation and security selection. Client relationships are implemented via individualized investment policy statements and discretionary trading authority, with accounts managed on an individual rather than block‑trading basis. Noteworthy features in the brochure include a compensation approach that avoids percentage‑of‑AUM advisory fees and does not accept commissions or performance‑based fees, alongside a 90‑day satisfaction guarantee for new clients. The firm also discloses a stated account minimum for managed accounts, a preference to custody at a national broker‑dealer and use of that broker’s advisor services, and an explicit policy not to participate in wrap‑fee programs.

To learn more about the advisors currently working at Optimum Retirement Planning LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Larry Pershing	Libertyville, IL	10

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