Optimum Wealth LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Optimum Wealth LLC is a solo, fee‑based registered investment adviser that provides personalized financial planning, investment consulting, variable annuity management, and retirement‑plan advisory services to individuals (with a tilt toward higher‑net‑worth clients), business owners, and qualified employee benefit plans. The firm also arranges for third‑party managers when appropriate and serves as a liaison between clients and those managers.
The firm combines fundamental, technical, charting, and cyclical analysis to tailor strategies to each client’s stated objectives and risk tolerance, and it documents recommendations through financial plans and periodic reviews. For retirement plans Optimum typically serves as a limited‑scope ERISA 3(21) adviser—helping with investment policy statements, monitoring investment options, and providing participant education—while monitoring any third‑party managers it recommends.
What distinguishes the firm from many independent peers is its material insurance‑sales activity: the advisory principal operates an affiliated insurance agency and spends substantial time selling insurance products, a practice that is disclosed and noted as a potential conflict of interest. The firm also commonly provides pension consulting and receives ongoing referral compensation when placing clients with third‑party managers, and its client mix emphasizes retirement plans and affluent individuals rather than mass‑market, non‑high‑net‑worth retail investors.
Client services
Expertise
Fee options
$400 initial plan setup fee for ongoing subscription financial planning
$275 per hour for financial planning and consulting
$150 per month for ongoing subscription financial planning
Account minimum: $100,000 Fee-only: $275 per hour for financial planning and consulting; $400 initial plan setup plus $150 per month for ongoing subscription planning
Main office
310 Marlboro Street
Keene NH 03431
Advisors at this office
1
Most active in
New Hampshire
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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