Optimum Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Optimum Wealth Management, LLC provides discretionary investment management, comprehensive financial planning, and limited-scope hourly planning to individual and high-net-worth clients. The firm reports managing roughly $70.8 million for about 82 clients and operates with two investment professionals.
The firm uses a strategic asset-allocation framework with a core‑and‑satellite approach, relying on passively managed index and ETF holdings as the core and selectively adding actively managed funds or individual securities as satellites; each client relationship is documented with an investment policy statement and clients may impose investment restrictions. Portfolio analysis draws on multiple methods (fundamental, technical, charting, cyclical) and OWM accepts written discretionary trading authority to implement client-approved strategies.
Distinctive features include a formal sub‑advisory and back‑office arrangement with a specialist provider for trade processing and reporting, and the firm also offers sub‑advisory investment management to other unaffiliated RIAs. The firm’s principal maintains a substantial non‑advisory occupation as an airline pilot (allocating roughly half his time to that role), the firm does not vote client proxies, and the brochure notes attention to third‑party technology risks (including AI/machine‑learning) with related due diligence.
Client services
Expertise
Occupation focus
Fee options
Fixed fee for financial plans starting at $1,500, not negotiable; fees may increase if scope changes
$0 - $250,000: up to 1.65%, with minimum annual fee $3,750 $250,000+: up to 1.65%, with minimum annual fee $3,750
Hourly planning services at $200 per hour
Account minimum: $250,000 Minimum fee: Minimum annual fee of $3,750 for Advisory Service Agreement, non-negotiable Fee-only: Fee-only financial planning and investment management services; no commissions received by firm
Main office
Woodstock GA
Advisors at this office
2
Most active in
Georgia
Also doing business as
Magellan Wealth Management, LLC · Optimum Wealth Management, LLC · Optimum Wealth Management, LLC.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Michael C
Series 65
Woodstock, GA
Optimum Wealth Management, LLC
Michael Cordak is a financial advisor at Optimum Wealth Management, LLC with 16 years of industry experience. He holds a Series 65 designation and has worked at Optimum Wealth Management since 2010. In addition to his advisory role, he has been a commercial airline pilot for Delta Airlines since 2006. Optimum Wealth Management provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, and small businesses. The firm employs a strategic asset-allocation approach combining passive index and ETF positions with selective active management, focusing on global diversification and integrating investment advice with broader life-planning topics.
Loyd C
Series 63, Series 65
Woodstock, GA
Optimum Wealth Management, LLC
Loyd Crowe is a financial advisor with Optimum Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at Optimum Wealth Management since 2017 and has been associated with LAC Wealth Management since 2006. Outside of his advisory roles, Crowe serves as managing partner of P&C Partnership, LLC, focusing on administrative and investment matters. Optimum Wealth Management provides personalized financial planning and discretionary investment management to individual and high-net-worth clients and small businesses. The firm employs a strategic asset-allocation approach combining passive index and ETF core holdings with selective active satellite managers, implementing investment decisions under discretionary authority with regular client reviews.
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