Optimum Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Optimum Wealth Management, LLC is a small, fee‑based independent investment adviser serving mainly individual clients and retirement plans, managing approximately $18.2 million across about 21 client relationships. The firm provides discretionary asset management, financial planning, and retirement‑plan consulting (including limited‑scope 3(21) and 3(38) ERISA services), and also offers oversight of held‑away plan assets through an account‑aggregation service.
The firm implements client strategies using model portfolios and third‑party sub‑advisors that perform research, trading, and back‑office functions while the firm supervises allocation and client communications. Accounts are monitored with periodic reviews and may include tax‑aware techniques and direct indexing; the firm has disclosed use of AI tools for research and meeting transcription and permits clients to opt out of recordings.
Distinctive aspects include the firm’s no‑cost public seminars and workshops and its formal pension consulting practice, both of which are less common among peers. The firm recently updated its disclosures to address political‑risk considerations and risks related to direct indexing and AI, and the managing member maintains a separate, limited insurance practice and occasional outside business activities.
Client services
Expertise
Occupation focus
Fee options
$0 - $50,000: 1.40% $50,000.01 - $100,000: 1.35% $100,000.01 - $500,000: 1.15% $500,000.01 - $1,000,000: 1.00% $1,000,000.01 - $5,000,000: 0.70% $5,000,000.01+: 0.55%
$150 per hour for financial planning
Main office
Pierre SD
Advisors at this office
1
Most active in
Iowa · Nebraska · South Dakota
Also doing business as
Optimum Financial Group · Optimum Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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