Optimus Wealth Management Group, Inc.

Optimus Wealth Management Group, Inc. provides personalized financial planning, retirement income planning, and portfolio review services to individual and high‑net‑worth clients, and serves as a liaison to third‑party money managers who implement and manage client assets. The firm offers one‑time and ongoing planning engagements, with retirement plans typically requiring 5–17 hours and standalone portfolio reviews available on request.

In developing recommendations, the firm analyzes clients’ net worth, cash flow, tax treatment of assets and insurance holdings, and uses Morningstar‑based portfolio tools together with Wealthy & Wise (INSMARK) modeling to project retirement outcomes and sequence‑of‑returns risk. Optimus does not custody or directly trade client assets; instead it refers clients to third‑party managers, reviews custodial statements, and provides periodic coaching and reviews rather than exercising discretionary trading authority.

Notable distinctions in the brochure include senior management’s affiliated insurance business and an affiliated tax‑planning company that involve outside business activities and occasional product or service recommendations, conflicts the firm discloses and says it mitigates through procedures and client choice. The firm has also shifted away from direct asset management to a referral model—receiving ongoing referral compensation from selected third‑party managers—and operates with a small client base supported by a two‑person advisory team.