Opulen Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Opulen Financial Group is an independent advisory firm that serves individuals, high‑net‑worth clients, and corporations with discretionary and non‑discretionary portfolio management, comprehensive financial planning, and retirement plan services. The firm also conducts public educational seminars and offers participant education for plan clients as part of its service mix.
Investment programs are built from documented investment policy statements and fundamental analysis, and the firm delivers advice through direct management as well as by delegating portions of assets to digital and third‑party platforms (for example, Betterment for Advisors and Schwab Personalized Indexing) while retaining oversight. Clients receive written plans, periodic reviews, and ERISA 3(21) limited‑scope fiduciary services that include IPS development, investment monitoring, and recommendations for plan lineup changes.
Notable features that distinguish this solo adviser include sponsoring a wrap fee program (the firm discloses it is not accepting new wrap clients as of October 1, 2022), an affiliated insurance practice in which the principal spends approximately 10% of time as a licensed insurance agent and receives commission compensation (a disclosed potential conflict), and a specific emphasis on pension consulting and free educational seminars—services that are less common among independent single‑advisor firms. The firm’s principal holds multiple advanced industry credentials and manages a relatively large asset base for a solo practice; the insurance affiliation and wrap program are disclosed and subject to the firm’s conflict‑mitigation procedures.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0 - $500,000: 1.75% annually $500,001 - $1,000,000: 1.25% annually $1,000,001 - $2,000,000: 1.00% annually Over $2,000,000+: 0.75% annually
$200 per hour (comprehensive financial plan)
Fixed annual fee ranging from $4,000 to $24,000 paid monthly in arrears (ongoing financial planning)
Account minimum: $500,000
Main office
3101 Wilson Blvd, Suite 500
Arlington VA 22201
Advisors at this office
2
Most active in
Connecticut · District of Columbia · Louisiana · Maryland · Massachusetts · New Hampshire · Texas · Virginia · Washington
Also doing business as
Opulen Financial · Opulen Financial Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Tomasz C
CFP®, CFA®, Series 66
Arlington, VA
Opulen Financial Group, LLC
Tomasz Cymer is a CFP® and CFA® with 19 years of experience in financial advising. He is the principal of Opulen Financial Group, LLC, an independent advisory firm he has led since 2014, and has operated as a sole proprietor since 2009. In addition to his advisory work, Cymer holds a licensed insurance agent role, spending part of his time on life, disability, and long-term care insurance sales. He is also involved in educational seminars and teaching through a separate corporate entity. Opulen Financial Group serves individuals, high-net-worth clients, and corporations with portfolio management, comprehensive financial planning, and retirement plan services. The firm emphasizes documented investment policies, fundamental analysis, and combines direct management with third-party platform oversight, while offering ERISA 3(21) fiduciary services and participant education.
Karan M
Series 65
Arlington, VA
Opulen Financial Group, LLC
Karan Malik is a financial advisor at Opulen Financial Group, LLC with two years of industry experience. He holds the Series 65 designation and previously spent five years coaching and training in squash through Malik Squash Training. Opulen Financial Group is an independent advisory firm serving individuals, high-net-worth clients, and corporations with portfolio management, comprehensive financial planning, and retirement plan services. The firm emphasizes documented investment policy statements, fundamental analysis, and delivers advice through direct management and delegated digital platforms, along with public educational seminars and participant education for plan clients.
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