Opulence Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Opulence Planning serves individual clients — including high‑net‑worth individuals — as well as charitable organizations, corporations and employer plan sponsors. The firm offers discretionary investment management alongside comprehensive and project‑based financial planning, retirement plan consulting, benefits management, business planning, and educational seminars.
Its investment approach emphasizes strategic asset allocation grounded in Modern Portfolio Theory, with a primary use of passive, index‑based funds and ETFs complemented by tactical tilts and third‑party model managers and platforms. Accounts are managed on a discretionary basis and, unusually for a firm of its size, investment services are provided exclusively through a wrap‑fee program that bundles advisory, trading, and transaction costs.
Distinctive features include a regular program of client education — public seminars and employer “lunch‑and‑learns” tied to its benefits management work — and a small organizational structure led by a single principal CFP® supported by a second advisor. The firm manages roughly $10.3 million for about 22 clients, discloses its exclusive wrap arrangement and the use of outside model providers, and provides ERISA fiduciary consulting for retirement plans.
Client services
Expertise
Fee options
Comprehensive Financial Plan: $1,650 to $6,750 annually (fixed fee); Project-Based Financial Plan: $300 to $7,500 per project; Retirement Plan Consulting: $1,500 or $3,000 fixed fees depending on plan type and account size
$0 - $750,000: 1.25% $750,001 - $1,500,000: 1.00% $1,500,001 - $4,000,000: 0.75% $4,000,001+: 0.50%
Main office
See officeHelena MT
Advisors at this office
1
Most active in
Montana
Also doing business as
Opulence Planning · Opulence Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Brandon N
CFP®, Series 63
Chinook, MT
Opulence Planning
Brandon Nissen is a CFP® with eight years of industry experience, currently serving as an advisor at Opulence Planning. He previously worked at Northwestern Mutual Investment Management and is also involved with Brickcent$. Opulence Planning serves individual clients, including high-net-worth individuals, as well as charitable organizations, corporations, and employer plan sponsors. The firm focuses on discretionary investment management combined with comprehensive financial planning, employing a strategic asset allocation approach with primarily passive, index-based investments delivered exclusively through a wrap-fee program.
Jonathon B
CFP®, Series 63
Helena, MT
Opulence Planning
Jonathon Butler is a CFP® with 11 years of industry experience, currently serving as an advisor at Opulence Planning in Helena, MT. His prior experience includes roles at MassMutual and Northwestern Mutual. Opulence Planning serves individual clients—including high-net-worth individuals—as well as charitable organizations, corporations, and employer plan sponsors, offering discretionary investment management alongside comprehensive financial planning and retirement consulting. The firm’s investment approach focuses on strategic asset allocation using passive, index-based funds and ETFs, with accounts managed exclusively through a wrap-fee program.
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