Opulent Wealth

Opulent Wealth provides wealth management and financial planning services to individuals (including high-net-worth clients) and to small-business plan sponsors, combining ongoing portfolio management with modular or comprehensive planning on topics such as retirement, tax strategies, estate planning, Social Security optimization, special needs planning, and divorce-related financial advice. The firm also offers investment consultation for held-away accounts and supports rollovers and retirement-distribution decisions as part of its advisory scope.

The firm implements a Core + Satellite investment approach that blends passive index exposures with actively managed satellite positions across ETFs, mutual funds, individual equities, fixed income, and REITs, and it manages client accounts on either a discretionary or non-discretionary basis while positioning itself as a fiduciary for retirement investors. Planning is presented as an ongoing process with periodic and event-driven reviews, and the firm produces written summaries and performance reports for clients.

Notably, Opulent Wealth provides pension and retirement-plan consulting—including discretionary and non-discretionary plan services under ERISA definitions and annual plan sponsor reviews—which is a relatively uncommon offering for independent firms of its size. The firm manages a concentrated asset base for a limited number of client relationships, combines stand-alone planning with portfolio management when requested, and does not vote client proxies, leaving voting responsibilities with individual account holders.