Orbit Financial Planning and Investments

Orbit Financial Planning and Investments (OFPI) provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm operates as a solo adviser and manages roughly $2.7 million across six client relationships while charging percentage-of-assets fees for portfolio management.

The firm tailors advice around client goals and risk tolerance, monitoring and rebalancing accounts on an ongoing basis and employing a mix of fundamental, technical, and cyclical analysis. OFPI invests across a broad set of instruments (including equities, mutual funds, ETFs, options, inverse funds, private funds and cryptocurrency exposure), may recommend sub‑advisors for private equity, private credit or hedge‑fund style strategies, and provides no‑fee reviews of held‑away assets as part of its holistic service.

What is noteworthy for a small, solo practice is the combination of a very small client base with access to alternative and private‑market strategies via recommended sub‑advisors and the firm’s policy to include cash and margin positions when calculating billable assets — a practice the brochure states can create a conflict of interest and that clients may restrict. The brochure also discloses the principal’s unrelated ownership of an operating business and describes the firm’s institutional custodial relationship and disclosure of material conflicts and cybersecurity, tax, and operational risks.