ORF Capital Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Orf Capital Management provides financial planning and discretionary portfolio management to individual and family clients, describing its typical clientele as "middle America" with no stated account minimums. The firm recommends a range of instruments including ETFs, no‑load mutual funds, stocks, bonds, cash, CDs, and options, and manages roughly $18.2 million for about 15 clients.
The firm favors a globally diversified, largely passive investment approach that emphasizes low‑cost, low‑turnover index funds and infrequent rebalancing to target allocations, while sometimes using actively managed funds where appropriate. Portfolios are tailored to each client’s financial needs and tolerance for loss, and the adviser generally manages accounts on a discretionary basis and applies the same investment approach to personal and family assets.
Operationally, the firm is fee‑only but does not use percentage‑of‑assets (AUM) fees common among peers; instead it bills on hourly or flat‑rate terms and states it collects fees only from clients after services are provided. The brochure also discloses that the firm accepts no commissions or performance fees, does not participate in wrap programs, relies on custodians for account statements and proxy materials, and cannot accommodate client‑imposed exclusions that would conflict with low‑cost, broadly diversified funds.
Client services
Expertise
Fee options
Flat fees are negotiable but usually based on an estimate of the time required to serve the client's needs
$200 per hour
Fee-only: Hourly rate of $200; flat fees negotiable, usually based on estimated time required
Main office
Austin TX
Advisors at this office
1
Most active in
Texas
Also doing business as
Michael G. Orf · Orf Capital Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)