Oriental Financial Services LLC

Clara Fernandez Colorado is a financial advisor with Oriental Financial Services LLC in San Juan, Puerto Rico, holding Series 63 and Series 65 licenses and over 32 years of industry experience. She has been with Oriental Financial Services Corp. since 1992. In addition to her advisory role, she works as an insurance agent for Oriental Insurance LLC, offering life, fixed, and variable annuities as part of client product diversification. Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to individual investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm operates as a registered broker-dealer and FINRA member, delivering primarily non-discretionary advisory services through platforms such as Envestnet and offering integrated broker-dealer and banking relationships as a subsidiary of a publicly traded bank holding company.

Sergio Moure Torres is a Series 66-licensed advisor with Oriental Financial Services LLC, based in San Juan, Puerto Rico, and has 20 years of industry experience. He has been with Oriental Financial Services since 2004. He is also licensed as an insurance agent with Oriental Insurance LLC, an affiliate of his firm, providing life and annuity products as part of client offerings. Oriental Financial Services LLC serves individual investors, pension plans, charitable organizations, and government entities, offering brokerage, advisory, and investment banking services. The firm employs a documented suitability process and provides access to third-party sub-advisers and bespoke account arrangements through well-known custodians and platforms.

Casto Colldelrio is a Series 66-licensed financial advisor with over 31 years of industry experience. He has worked at Oriental Financial Services LLC since 2022 and previously spent 20 years at UBS Financial Services. Outside of his advisory role, he is involved as president and majority partner of True Substance and Vitality, a partnership focused on behavioral treatment for addiction, and produces events promoting wellbeing and addiction recovery. Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to a diverse client base including individuals, pension plans, charitable organizations, and government entities. The firm delivers advisory services on a primarily non-discretionary basis using a documented suitability process and offers access to third-party sub-advisers and bespoke account arrangements.

Vicente Garcia is a financial advisor at Oriental Financial Services LLC with five years of industry experience. He holds a Series 66 designation and has worked previously at Equitable Advisors, LLC and UBS Financial Services Inc. His background also includes roles at KPMG, LLC and United International Business School. Oriental Financial Services LLC offers brokerage, investment advisory, and investment banking services to individual investors, pension plans, charitable organizations, and government entities. The firm generally provides non-discretionary advisory services using a documented suitability process and offers access to third-party sub-advisers and bespoke account arrangements.

Manuel Garrido Portela is a Series 66-licensed financial advisor with 28 years of industry experience. He has been with Oriental Financial Services Corp. since 1997. He also works as an insurance agent for Oriental Insurance LLC, offering life, fixed, and variable annuities to clients. Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to individual investors, pension plans, charitable organizations, and government entities. The firm offers advisory services primarily on a non-discretionary basis through third-party sub-advisers and bespoke account arrangements, operating as a subsidiary of a publicly traded bank holding company with integrated broker-dealer and banking relationships.

Hector Colon Rivera is a financial advisor at Oriental Financial Services LLC with 20 years of industry experience. He holds a Series 66 designation and has been with Oriental Financial Services since 2004. Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to individual investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers access to third-party sub-advisers and delivers primarily non-discretionary advisory services through a documented suitability process.

Alexis Crespo Perez is a Series 66-licensed financial advisor with Oriental Financial Services LLC in San Juan, Puerto Rico, bringing 20 years of industry experience. He has been with Oriental Financial Services since 2005. In addition to his advisory work, he is an insurance agent for Oriental Insurance LLC, offering life and annuity products as part of client diversification. Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to individual investors, institutional clients, and government entities. The firm delivers mostly non-discretionary advisory services using a documented suitability process and offers access to third-party sub-advisers and bespoke account arrangements.

Joel Jarrin Pacheco is a financial advisor with Oriental Financial Services LLC in San Juan, PR. He holds a Series 66 designation and has one year of industry experience. Prior to joining Oriental Bank in 2023, he worked at El Mesón de Melquiades beginning in 2022 and had roles at YES Delft and other organizations. Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to individual investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers access to third-party sub-advisers and operates a mostly non-discretionary advisory model using a documented suitability process, with integrated broker-dealer and bank relationships as a subsidiary of a publicly traded bank holding company.

Rafael Kodesh Alegria is a financial advisor at Oriental Financial Services LLC with 28 years of industry experience. He holds a Series 66 designation and has been with Oriental Financial Services since 1997. Outside of his advisory work, he is the owner and general manager of JBK Horse Racing Company and serves as president of the JBK Foundation, a nonprofit supporting education and community needs in Puerto Rico. He is also a board member of the Puerto Rico Horse Owner Association and the Colegio de Profesionales en Negocios (CPN). Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to individual investors, institutions, and government entities. The firm generally delivers advisory services on a non-discretionary basis using a documented suitability process and offers access to third-party sub-advisers and various account arrangements through Pershing and Charles Schwab.

Joel Martinez Navarro is a financial advisor with Oriental Financial Services LLC in San Juan, Puerto Rico, holding a Series 66 designation and 12 years of industry experience. Prior to joining Oriental Financial Services in 2025, he worked at Banco Popular de Puerto Rico for 12 years. Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to a diverse client base, including individual investors, pension plans, charitable organizations, and government entities. The firm offers access to third-party sub-advisers and delivers advisory services primarily on a non-discretionary basis using a documented suitability process.

Mariela Torres is a financial advisor with Oriental Financial Services LLC, holding Series 65 and Series 66 credentials and 24 years of industry experience. She has worked at firms including UBS Financial Services and Vauban Wealth Management. In addition to her advisory role, she is the sole owner of a consulting firm specializing in compliance policies and management strategies. Oriental Financial Services LLC provides brokerage, investment advisory, and investment banking services to a diverse client base, including individual investors, pension plans, charitable organizations, and government entities. The firm offers access to third-party sub-advisers and delivers mostly non-discretionary advisory services using a documented suitability process.

Alejandro Pascual Navarro is a financial advisor with Oriental Financial Services LLC, holding a Series 66 designation and 19 years of industry experience. He has worked at Oriental Financial Services since 2021 and previously spent seven years at Universal Life Insurance Company. Oriental Financial Services LLC offers brokerage, investment advisory, and investment banking services to a range of clients including individual investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm operates as a registered broker-dealer and provides access to third-party sub-advisers and bespoke account arrangements, delivering primarily non-discretionary advisory services through a documented suitability process.