Costa Mesa, CA Town Center Dr Office

William Farraj is a financial advisor with OSAIC in Costa Mesa, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with OSAIC since 2023 and previously spent 14 years at Sagepoint Financial, Inc. Farraj is also involved with Independent Capital Management, offering active money management and insurance asset protection services, as well as originating loans to assist clients with debt consolidation and refinancing. OSAIC serves a broad range of retail and institutional clients through a large network of advisers, providing integrated brokerage and investment advisory services. The firm utilizes asset-allocation tools and multiple advisory platforms to create diversified portfolios with stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Kevin Rooplall is a CFA® charterholder with five years of industry experience. He is currently with OSAIC and previously worked at Sagepoint Financial, LPL Financial, CML Wealth Management, and Payden & Rygel. Rooplall is also involved with Independent Capital Management, where he offers clients asset protection and lending solutions through an insurance agency and loan origination services. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, employing firm-provided asset-allocation tools and automated rebalancing to construct diversified portfolios.

Marie Cammack is a financial advisor with OSAIC in Costa Mesa, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She previously worked at Sagepoint Financial, Inc. for 14 years and has been involved with Independent Capital Management, Inc. and ICM Lending since the early 2000s. In addition to advising, she serves as a certified paralegal with Citadel Law Offices, assisting with estate analysis for trust services. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm employs asset allocation tools and risk assessment techniques to construct portfolios and supports various managed-account solutions alongside third-party services.

Brent Dennard is a Series 66-licensed financial advisor with three years of industry experience, currently with Osaic Wealth, Inc. He previously worked at Commonwealth Financial Network, Diversified Investment Services, TriNet, and Capital Group - American Funds. In addition to advising, he supports senior and associate advisors as a paraplanner, assisting with client financial planning and investment research. Osaic Wealth, Inc. serves a broad client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on diversified portfolios constructed using firm-provided asset-allocation tools and third-party managed-account solutions.

Esmeralda Almazan is a CFP® and holds a Series 66 license with four years of industry experience. She currently works at OSAIC and has previously held positions at Lincoln Financial Advisors, Woodbury Financial Services, Murphy Financial Services, and other firms. Outside of advising, she is involved as a paraplanner with OWD LLC, where she assists with research, report preparation, compliance checks, data management, and administrative support. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services utilizing advanced asset-allocation tools and multiple third-party platforms to manage portfolios across various asset classes.

Kevin Oros is a financial advisor at OSAIC with 17 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors from 2008 to 2025. In addition to his advisory role, Oros is also licensed as an insurance agent offering accident and health insurance, disability insurance, fixed and indexed annuities, health savings accounts, fixed life insurance, and long-term care insurance. OSAIC serves a diverse client base including retail and institutional investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with access to multiple advisory platforms and employs asset-allocation tools and automated rebalancing to manage portfolios that may include a wide range of investment products.