Mt. Pleasant, SC Office

Jeffry Carman is a financial advisor with OSAIC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience, including roles at Sagepoint Financial, Inc. and AIG American General Life Insurance Company. Carman also operates a sole proprietorship focused on life insurance evaluation and recommendations. OSAIC Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform with an investment process centered on model-based asset allocation and portfolio optimization.

Dalton Heffel is a CFP® professional with three years of industry experience, currently affiliated with OSAIC. He previously worked at the University of Wisconsin Whitewater for twelve years. He also operates Granite Bridge Wealth Management, his investment advisory business, and holds a position as an insurance broker. Osaic Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, through a multi-advisor platform offering both brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, affiliate network, and private-equity ownership.

Douglas Geron is a financial advisor at OSAIC with 14 years of industry experience. His previous roles include positions at LPL Financial, Morgan Stanley Private Bank, and Morgan Stanley. He holds Series 63 and Series 65 licenses. OSAIC Wealth serves both retail and institutional clients through a multi-advisor platform offering brokerage and advisory services across various programs, including comprehensive financial planning and Unified Managed Accounts. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and risk management.

Paul Karnes is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at OSAIC since 2018, RIM Financial since 2016, and previously worked at Signator Investors, Inc. and Atlantic Coast Advisory Group of Charleston. In addition to his advisory work, he operates a sole proprietorship focused on the sales and marketing of fixed annuities, insurance products, and investment advisory services. OSAIC Wealth serves a diverse client base including retail, high-net-worth, institutional, and corporate clients through a multi-advisor platform offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm also supports various managed account programs and retirement plan consulting, operating with a complex affiliate network and private-equity ownership.

Steven Paul is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at American Portfolios Financial Services, Inc. for 22 years. Outside of advising, he is the owner of a software development company, Empowry Inc., and serves on the Tupelo Community HOA Board. Osaic Wealth serves a diverse range of clients, including individual investors, retirement plans, charities, and corporate entities. The firm employs a model-based asset allocation and portfolio optimization approach, offering brokerage and advisory services through a multi-advisor platform that includes discretionary management, third-party money managers, and comprehensive financial planning.

Denise Croake is a financial advisor at OSAIC with 15 years of industry experience. She holds Series 63 and Series 66 registrations and previously worked for THE O.N. Equity Sales Company and Encore Financial Group. Outside of her advisory role, she is involved in managing residential rental properties through a family LLC. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services across multiple programs. The firm utilizes a model-based investment process that includes asset allocation, portfolio optimization, and access to third-party money managers and proprietary strategies.

Jeffrey Mcintire is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent eight years at Jhfn Sii. In addition to his advisory role, he is the managing partner of TEE TO GREEN FINANCIAL, LLC, a partnership focused on tax preparation and filing. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a range of program options including Unified Managed Accounts and third-party money manager programs.