Naples, FL Tamiami Trail North Office

Josue Espinosa is a financial advisor at OSAIC with 17 years of industry experience and holds a Series 66 designation. He has previously worked at Ciccarelli Advisory Management, LLC and FSC Securities Corp. Espinosa is also the proprietor of a cattle ranch and tree farm in Panama. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and investment advisory services supported by firm-provided asset-allocation tools and multiple advisory platforms.

Kay Anderson is a CFP® with 13 years of industry experience and is currently with Osaic. Prior to joining Osaic in 2023, Anderson worked at FSC Securities Corporation for 17 years and has been associated with Ciccarelli Advisory Management, LLC and Ciccarelli Advisory Services, Inc. since 2005. Anderson serves on the board and finance committee of The Shelter for Abused Women & Children and holds a partnership role at CAS Advisory Management, LLC. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm employs various asset-allocation tools and offers integrated brokerage, advisory, and managed-account services.

Geral Smith is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining OSAIC in 2023, he worked at FSC Securities Corporation for 17 years and has been involved with Park Central LLC since 2013. In addition to his advisory role, he serves as Director of Administration for Ciccarelli Advisory Services, an investment-related firm, and also oversees administrative functions at Park Central LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of affiliated advisors and offers various portfolio management options including discretionary and non-discretionary accounts.

Kyle Kennedy is a financial advisor with OSAIC in Naples, Florida, holding a Series 66 credential and four years of industry experience. Prior to joining OSAIC in 2023, he worked at Fidelity Investments, FSC, and Equitable Advisors LLC. Outside of finance, he has been involved in the restaurant industry as a server at Jimmy P's Burgers & More since 2018. OSAIC Wealth, Inc. serves a broad client base including individual and high-net-worth investors, institutional clients, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing a variety of portfolio construction tools and multiple third-party platforms.