Naples, FL Tamiami Trail North Office

Josue Espinosa is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including Raymond James & Associates and Ciccarelli Advisory Management, LLC. Outside of financial advising, he owns a cattle ranch and tree farm in Panama. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Kay Anderson is a CFP® professional with 13 years of industry experience, currently affiliated with OSAIC since 2023. Previously, Anderson worked at FSC Securities Corporation for 17 years and has been involved with Ciccarelli Advisory Management, LLC and Ciccarelli Advisory Services, Inc. since 2005. Anderson serves on the Board of Directors and as Treasurer and Chair of the Finance Committee for The Shelter for Abused Women & Children, a charitable organization in Naples, FL. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services emphasizing model-based asset allocation and portfolio optimization, supported by a multi-advisor platform and complex affiliate network.

Geral Smith is a financial advisor with OSAIC and holds Series 63, 65, and 66 licenses. He has 33 years of industry experience, including prior roles at FSC Securities Corporation and Gunnallen Financial, Inc. He also serves as Director of Administration for Park Central LLC, handling administrative functions such as HR and technology. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple programs. The firm’s investment approach involves model-based asset allocation and portfolio optimization, supported by risk assessments and rebalancing tools.

Kyle Kennedy is a financial advisor at Osaic with five years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Equitable Advisors LLC, and Fsc. Outside of finance, he has worked in the restaurant industry, including a long-term role at Jimmy P's Burgers & More. Osaic Wealth serves a diverse range of clients, including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, providing advisors with access to a variety of investment strategies and third-party money managers.