Oakland Township, MI Office

Marlene Kaltz is a financial advisor at OSAIC with 26 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Sagepoint Financial Inc. and Financial Resources Tax & Financial Consulting Services, Inc. She is also an insurance agent specializing in fixed insurance products. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Richard Cech Jr. is a financial advisor at OSAIC with 24 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked in various capacities including providing certified public accounting services through his sole proprietorship. His career includes roles at FSC Securities Corporation and his own CPA practices. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a wide range of investment options and uses tools such as asset-allocation models and automated rebalancing to manage portfolios on both discretionary and non-discretionary bases.