Toccoa, GA Office

Richard Russillo Jr. is a CFP® professional affiliated with OSAIC, with 33 years of experience in the financial industry. He previously worked at Securities America Advisors, Inc., Securities America, Inc., and Securities Service Network. Outside of his advisory role, he owns and oversees an online sports cards and memorabilia business. OSAIC serves a wide range of retail and institutional clients through a large network of financial advisers, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. Their investment approach includes using asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Byron Young is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 11 years of industry experience. He previously worked at Lincoln Financial Advisors for 10 years before joining OSAIC in 2025. Outside of his advisory role, he is president and owner of Byron Young & Associates, LLC, an insurance sales business focused on insurance and fixed annuities. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options and utilizes various tools to build portfolios managed on discretionary or non-discretionary bases.