Otium Advisory Group, LLC

Otium Advisory Group is a state‑registered, single‑advisor investment adviser that serves individual clients and manages a small number of accounts with roughly $18.8 million in discretionary assets. The firm provides continuous investment management (discretionary), non‑discretionary investment advisory services, comprehensive and limited‑scope financial planning, business planning, retirement and college planning, estate planning, tax‑aware advice, and educational seminars.

The firm primarily implements passive, asset‑class‑based portfolios using index mutual funds and ETFs to achieve diversified allocations with low turnover and relative tax efficiency, and it builds client‑specific investment policies based on goals, time horizon, and risk tolerance. For clients who request investment analysis as part of planning, Otium also employs fundamental, technical, cyclical and charting methods, and offers both discretionary management and advisory arrangements where clients execute trades.

Distinctive aspects include an ongoing, retainer‑style comprehensive planning service that gives clients continuous access to a planner with annual plan reviews and follow‑up, plus presentation of educational seminars and speaking engagements to groups. The firm participates in third‑party custodian programs (notably Schwab Advisor Services) that provide economic benefits to the adviser while still allowing clients to choose custodians, and its small, boutique client base combined with financial‑planning and tax‑focused expertise differentiates it from many peers.