Otium Wealth Management

The firm advises individuals, high‑net‑worth families, trusts, retirement plans, and charitable foundations, providing discretionary investment management, comprehensive and limited‑scope financial planning, and access to independent third‑party money managers. It also offers retirement‑plan consulting and administrative support to plan sponsors, including investment‑model recommendations and, in some engagements, serving in ERISA fiduciary roles.

Investment advice combines strategic and tactical asset allocation with approaches that include passive and value‑oriented investing, technical and fundamental analysis, and a proprietary quantitative optimization model; the firm also performs due diligence and ongoing monitoring of third‑party managers and fund holdings. Custody and trade execution are typically arranged through a recommended custodian, and clients may elect an optional bundled platform that provides services such as automated tax‑loss harvesting and direct indexing.

Compared with many independent solo practices, the firm discloses affiliated insurance activity—licensed personnel may discuss or recommend insurance products for planning purposes—and emphasizes pension consulting and the ability to accept certain ERISA investment‑manager appointments, features that are less common among peers. The firm is newly formed and discloses a principal’s passive ownership interest in a private company that sponsors an IRA plan whose participants the firm may advise; these relationships and potential conflicts are addressed through written disclosure and supervisory controls.