Our Investment Guy

The firm provides wealth management and investment management services to individuals (including non‑HNW and high‑net‑worth clients), charitable organizations, corporations, and pension and profit‑sharing plans. Services include continuous portfolio management, comprehensive financial planning, and ongoing retirement plan consulting for employer plan sponsors.

Investment work is guided by individualized investment policies and asset‑allocation targets, combining passive and active strategies and using fundamental, technical, and cyclical analysis alongside Modern Portfolio Theory; accounts are typically managed on a discretionary basis with a long‑term orientation. Financial planning covers cash flow and debt management, retirement projections and distribution strategies, employee benefits optimization, estate planning, tax‑efficiency considerations, and — at a client’s election — a written plan provided at no additional fee.

What is noteworthy relative to many independent peers is the firm’s ongoing retirement plan consulting and explicit role advising plan sponsors and plan fiduciaries under ERISA, plus a stated exclusion of certain plan assets (e.g., employer securities, non‑public investments, real estate) from its plan services. The firm operates on a fee‑only, AUM basis, relies on third‑party custodians (including Schwab and Altruist), does not aggregate client trades into block trades, and generally does not vote client proxies.